ZIP 28553 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28553 (Carteret County, North Carolina) returns a moderate composite of 37/100. Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100)). Structurally it carries 83/100, against 10/100 of stress already in motion. The most distinctive pressure shows up in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (32/100) stay muted.

The peak-phase market in 28553 posted values that rose 1.9% over the year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 0% of tenant households. About 449 people live here, median age 56. Median household income is $85,875, near the U.S. median near $78,000. Around 22% of adults hold a bachelor's degree or higher. Roughly 26.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 412 housing units across 28553. Owners hold 78% of homes, renters 22%. On demographic stress specifically, 28553 scores 27/100. The vacancy rate is 52.5% — elevated. The typical home is worth about $225,000 (2.0× income, relatively affordable).

On the whole, 28553 leans distressed, with opportunity clustered in specific stressed parcels. While 28553 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 28553 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28553 can be compared directly against any other ZIP in Carteret County, North Carolina or nationwide. Where the public record is thin for 28553, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 for 28553 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 28553 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.