Carteret County, NC: Foreclosures, Tax Liens & Distressed Properties

Carteret County, NC, North Carolina: 19 ZIP codes scored, Carteret County, NC averaging 36/100 (moderate, Carteret, NC), from 26 to 37. Carteret County, NC is in its peak phase (Carteret, NC confidence 18/100): Carteret, NC home prices up 1.9% (Carteret, NC) over twelve months. Carteret County, NC lender headwind: 47/100.

Highest-scoring Carteret County, NC ZIPs: 28511 (37/100), 28512 (37/100), 28516 (37/100), 28520 (37/100), 28524 (37/100), 28528 (37/100). Also scored in Carteret County, NC: 28531, 28553, 28557, 28570, 28575, 28577, 28579, 28581, 28589, 28594.

Across Carteret County, NC's scored ZIPs: median home value $341,383, household income $72,308, 37.3% vacancy, 8.6% poverty, 81% owner-occupied, median age 51.6.

Carteret County, NC insurance distress 86/100 (#182 in the US); FEMA hazard 90/100 for Carteret, NC; 8 federal disaster declarations in Carteret County, NC since 2023; 41 Carteret, NC NFIP flood claims, $480K paid; Carteret, NC construction distress 73/100.

9 banks with 18 branches lend in Carteret County, NC; Carteret, NC weighted bank stress 59/100, highest 71/100 in Carteret, NC.

Carteret County, NC unemployment 3.1% (Carteret, NC -0.7 pts, six months); 400 new housing units permitted in Carteret County, NC over twelve months, Carteret, NC down 26% from 541; Carteret, NC home prices +11.4% a year (Carteret, NC) over three years.

52,181 housing units in Carteret County, NC; 8,266 Carteret, NC renter households; 48% of Carteret, NC renters spend 30%+ of income on rent, 18% (Carteret, NC) half or more.

Carteret County, NC ranks #355 nationally on the opportunity index (Carteret, NC, among all ranked counties); Carteret, NC scores 34.2/100 and Carteret, NC sits #15 inside North Carolina. Carteret, NC is in the overheated opportunity phase; Carteret, NC's primary driver is vacancy, Carteret, NC second driver construction; Carteret, NC moved down 118 places. 7 short-sale listings across Carteret, NC; 103 days on market observed in Carteret, NC; 26.7% vacancy over 19 Carteret, NC ZIPs.

No CFPB county sample covers Carteret County, NC. The non-metro area reading for Carteret, NC: 1.3% ninety-plus days late; Carteret, NC's thirty-to-eighty-nine share is 3.4% (Carteret, NC, December 2025 data); North Carolina overall 0.9%.

Carteret County, NC has 4 watched banks; 4 Carteret, NC banks sit in an elevated band. Carteret, NC footprints: First-Citizens Bank&Trust Co (5 branches, stress 71) in Carteret, NC; Truist Bank (4 branches, stress 62) in Carteret, NC; First Bank (2 branches, stress 47) in Carteret, NC.

HUD lists 8 assisted multifamily properties in Carteret County, NC with 691 units; 186 Carteret, NC units are assisted, 2 Carteret, NC properties under project-based Section 8.

20,204 of the 52,181 housing units in Carteret, NC sit vacant. Carteret County, NC permitted 0 multifamily units in twelve months; Carteret, NC's one-to-four unit structures added 400 units in Carteret County, NC.