ZIP 28516 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28516 (Carteret County, North Carolina) at a moderate 37/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100)). Its standout signals are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). On the quiet end sit mortgage stress (32/100). The split runs 83/100 structural to 10/100 active on the ground.

The market reads peak — home values rose 1.9% year on year, and 31% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 7,481 housing units across 28516. The poverty rate is 10.7%. About 11,143 people live here, median age 54. DLRadar's demographic-stress index for the area reads 36/100. The vacancy rate is 23.6% — elevated. Households earn a median $63,257 — below the roughly $78,000 national figure. The typical home is worth about $315,400 (4.6× income). Around 45% of renters are cost-burdened. The tenure split is 67% owner-occupied to 33% rented. Around 27% of adults hold a bachelor's degree or higher.

Taken together, 28516 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28516 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 28516's 37/100 can be lined up against any neighbor in Carteret County, North Carolina or any ZIP coast to coast. Where the public record is thin for 28516, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 figure for 28516 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 28516 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.