ZIP 28516 Foreclosure, Tax-Lien & Distress Report

In Carteret County, North Carolina, ZIP 28516 scores 40 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100). Its standout signals are construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). mortgage stress (32/100) stay muted. Structural exposure scores 88 and live distress 10 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 31% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 7,481 housing units across 28516. The poverty rate is 10.7%. 11,143 residents call 28516 home, typically aged 54. The demographic-stress sub-score lands at 36/100. Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal. At $63,257, median income runs below typical U.S. levels. The typical home is worth about $315,400 (4.6× income). Rent burden reaches 45% of tenant households. 67% of housing is owner-occupied. Around 27% of adults hold a bachelor's degree or higher.

Taken together, 28516 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.