ZIP 28589 Foreclosure, Tax-Lien & Distress Report
Carteret County, North Carolina · Distress market
In Carteret County, North Carolina, ZIP 28589 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. The latent-versus-live split is 83/100 structural and 0/100 already moving. Its standout signals are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). It additionally carries heavy environmental risk: climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100).
The market reads peak — home values rose 1.9% year on year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 22 housing units. Vacancy runs 0.0%. The demographic-stress sub-score lands at 18/100. Population is roughly 34 with a median age of 56. 0.0% of residents fall below the poverty threshold. Around 0% of adults hold a bachelor's degree or higher. Owners hold 100% of homes, renters 0%.
Net-net, 28589 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 28589 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 28589 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 28589 stays directly comparable to neighboring ZIPs and the rest of Carteret County, North Carolina. Where the public record is thin for 28589, the field stays empty rather than modeled, and fills in as new documents post.
The 37/100 for 28589 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 28589 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 28589 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 28589 by the numbers
Current distress, phase, housing and lender-pressure figures for 28589, drawn from the same report attached to each property.
Adjacent Carteret County ZIP reports
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No modelling: every input is a public record · methodology