ZIP 28594 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28594 (Carteret County, North Carolina) lands at 37/100 — moderate on DLRadar's distress scoring. The latent-versus-live split is 83/100 structural and 10/100 already moving. The most distinctive pressure shows up in structural risk (83/100), construction/permit lag (76/100), institutional ownership (70/100). By contrast, mortgage stress (32/100) register low. Environmental exposure also runs high (FEMA disaster exposure (95/100), climate & FEMA risk (93/100), flood (NFIP) exposure (82/100)).

The market reads peak — home values rose 1.9% year on year, and 35% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,915 with a median age of 59. The typical home is worth about $603,700 (6.3× income). Median household income is $89,432, above the U.S. median near $78,000. Around 52% of adults hold a bachelor's degree or higher. Owners hold 83% of homes, renters 17%. There are about 6,923 housing units across 28594. Vacancy runs 73.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 39/100. Around 36% of renters are cost-burdened.

Taken together, 28594 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28594 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 28594's 37/100 can be lined up against any neighbor in Carteret County, North Carolina or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 28594 shows blanks, not estimates, wherever the record is sparse.

The 37/100 figure for 28594 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28594 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.