ZIP 28594 Property Distress & Foreclosure Data

DLRadar grades ZIP 28594 (Carteret County, North Carolina) at a moderate 40/100 for overall property distress. Structural risk reads 88/100 against active distress of 10/100. Property-level stress concentrates in construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). mortgage stress (32/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 35% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,915 residents call 28594 home, typically aged 59. The typical home is worth about $603,700 (6.3× income). At $89,432, median income runs above typical U.S. levels. Around 52% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied. There are about 6,923 housing units across 28594. Vacancy runs 73.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 3.9% — low. The demographic-stress sub-score lands at 39/100. Rent burden reaches 36% of tenant households.

Taken together, 28594 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.