ZIP 28528 Property Distress & Foreclosure Data

Carteret County, North Carolina's ZIP 28528 registers 40/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). mortgage stress (32/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100). On the structural side it scores 88/100, with 10/100 of stress already active.

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 2.0% — low. The demographic-stress sub-score lands at 21/100. The vacancy rate is 7.6%. Around 0% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 226 housing units. At $71,292, median income runs near typical U.S. levels. The typical home is worth about $353,800 (3.5× income, relatively affordable). 86% of housing is owner-occupied. 607 residents call 28528 home, typically aged 51.

Overall, 28528 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.