ZIP 28577 Property Distress & Foreclosure Data

Composite property distress in 28577 (Carteret County, North Carolina) lands at 40/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). By contrast, mortgage stress (32/100) register low. The latent-versus-live split is 88/100 structural and 10/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100).

The market reads peak — home values rose 3.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 203 housing units. The vacancy rate is 48.6% — elevated. 11.3% of residents fall below the poverty threshold. Educational attainment sits at 31% bachelor's-or-above. Around 58% of renters are cost-burdened. About 338 people live here, median age 58. DLRadar's demographic-stress index for the area reads 42/100. Owners hold 59% of homes, renters 41%. Median household income is $88,250, above the U.S. median near $78,000. Home values center near $540,300, an affordability ratio of 5.0×.

Net-net, 28577 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.