ZIP 28577 Foreclosure, Tax-Lien & Distress Report

ZIP 28577's composite property-distress score is 37/100 - DLRadar classes that as moderate for Carteret County, North Carolina. The pressure is most legible in structural risk (83/100), construction/permit lag (76/100), institutional ownership (70/100). mortgage stress (32/100) stay muted. Structurally it carries 83/100, against 10/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), climate & FEMA risk (93/100), flood (NFIP) exposure (82/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 203 housing units. Vacancy runs 48.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.3% live below the poverty line. Educational attainment sits at 31% bachelor's-or-above. Around 58% of renters are cost-burdened. About 338 people live here, median age 58. DLRadar's demographic-stress index for the area reads 42/100. 59% of housing is owner-occupied. Median household income is $88,250, above the U.S. median near $78,000. The typical home is worth about $540,300 (5.0× income).

On the whole, 28577 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 28577 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28577 can be compared directly against any other ZIP in Carteret County, North Carolina or nationwide. The score is rebuilt from public data as it updates, so 28577 reflects the current record instead of a stale or modeled snapshot.

28577's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28577 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.