ZIP 28581 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28581 (Carteret County, North Carolina) at a moderate 37/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100). The sharpest non-environmental signals are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). Structural risk reads 83/100 against active distress of 0/100.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

132 residents call 28581 home, typically aged 52. Vacancy runs 67.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 0.0% — low. Owners hold 87% of homes, renters 13%. The ZIP holds roughly 174 housing units. About 24% have a four-year degree. Home values center near $173,200. The demographic-stress sub-score lands at 30/100.

Taken together, 28581 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28581 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 28581 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 28581 stays directly comparable to neighboring ZIPs and the rest of Carteret County, North Carolina. The score is rebuilt from public data as it updates, so 28581 reflects the current record instead of a stale or modeled snapshot.

Each component behind 28581 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. In workflow terms, 28581 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.