ZIP 28584 Property Distress & Foreclosure Data

In Carteret County, North Carolina, ZIP 28584 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (79/100)). The latent-versus-live split is 83/100 structural and 9/100 already moving. Its standout signals are structural risk (83/100), construction/permit lag (79/100), institutional ownership (69/100). On the quiet end sit mortgage stress (30/100).

The peak-phase market in 28584 posted values that rose 3.4% over the year, and 18% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 28584 scores 31/100. Around 42% of renters are cost-burdened. The ZIP holds roughly 7,719 housing units. About 32% have a four-year degree. Roughly 8.3% live below the poverty line. The tenure split is 80% owner-occupied to 20% rented. Households earn a median $81,574 — near the roughly $78,000 national figure. Population is roughly 14,668 with a median age of 46. The vacancy rate is 20.2% — elevated. A median home runs $339,200 here, or 3.8 times local income.

On the whole, 28584 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.