ZIP 28544 Property Distress & Foreclosure Data

DLRadar grades ZIP 28544 (Onslow County, North Carolina) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (73/100), institutional ownership (66/100), construction/permit lag (42/100). By contrast, mortgage stress (26/100) register low. The latent-versus-live split is 73/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (71/100).

The market reads peak — home values rose 4.0% year on year, 2.0% off the recent peak, and 36% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Median household income is $49,449, below the U.S. median near $78,000. 21.1% of residents fall below the poverty threshold. Home values center near $141,700, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 18% bachelor's-or-above. The vacancy rate is 20.3% — elevated. About 4,260 people live here, median age 27. Owners hold 30% of homes, renters 70%. Around 37% of renters are cost-burdened. The ZIP holds roughly 2,159 housing units.

Net-net, 28544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.