ZIP 28546 Property Distress & Foreclosure Data

Onslow County, North Carolina's ZIP 28546 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (66/100), construction/permit lag (42/100). mortgage stress (26/100) stay muted. On the structural side it scores 73/100, with 8/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, 2.0% off the recent peak, and 25% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 21,997 housing units. The poverty rate is 10.6%. 48,122 residents call 28546 home, typically aged 29. Around 25% of adults hold a bachelor's degree or higher. 56% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. Around 41% of renters are cost-burdened. The vacancy rate is 8.9%. At $60,552, median income runs below typical U.S. levels. The typical home is worth about $226,100 (3.5× income, relatively affordable).

Overall, 28546 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.