ZIP 28460 Foreclosure, Tax-Lien & Distress Report

In Onslow County, North Carolina, ZIP 28460 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 64 and live distress 8 on the 0–100 scale. Its standout signals are institutional ownership (66/100), structural risk (64/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) and construction/permit lag (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (96/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (71/100)).

The market reads peak — home values rose 3.6% year on year, and 25% higher over three years, at 41/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

75% of housing is owner-occupied. Roughly 8.5% live below the poverty line. Vacancy runs 38.2%, above the national norm and a classic distress-and-opportunity signal. Around 38% of adults hold a bachelor's degree or higher. A median home runs $343,600 here, or 3.6 times local income. Around 33% of renters are cost-burdened. About 13,405 people live here, median age 31. Median household income is $86,180, near the U.S. median near $78,000. There are about 9,426 housing units across 28460. DLRadar's demographic-stress index for the area reads 30/100.

On the whole, 28460 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28460 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28460 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 28460, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 28460 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 28460 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.