Onslow County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Onslow County, North Carolina? DLRadar grades every Onslow County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Onslow County breakdown.
- Onslow County's most distressed ZIP is 28584 at 34/100.
- 17 ZIP codes tracked in Onslow County, averaging 30/100 distress.
- Onslow County reads peak — home values up 3.6% year over year.
- Vacancy runs 17.9% across Onslow County's tracked ZIPs, with a 10.9% poverty rate.
- The typical Onslow County home is worth about $233,364 against a ~$66,183 median income.
- Lending headwind in Onslow County sits at 36/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28584 | 34/100 |
| 2 | 28582 | 32/100 |
| 3 | 28445 | 30/100 |
| 4 | 28454 | 30/100 |
| 5 | 28460 | 30/100 |
| 6 | 28539 | 30/100 |
| 7 | 28540 | 30/100 |
| 8 | 28542 | 30/100 |
| 9 | 28543 | 30/100 |
| 10 | 28544 | 30/100 |
| 11 | 28546 | 30/100 |
| 12 | 28547 | 30/100 |
Most distressed ZIP codes in Onslow County (composite distress 0-100, 2026)
What is driving Onslow County distress
Nothing here is estimated: Onslow County is scored from filings alone, and its ZIPs average 30/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Onslow County market phase and pricing
Onslow County reads peak — home prices rose 3.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Onslow County
The Onslow County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Nothing charged today · every module open, on live data.
Questions and answers
Where is distress highest inside Onslow County, NC?
ZIP 28584 leads Onslow County at 34/100, recomputed monthly from public records.
Where is Onslow County in the housing cycle?
Onslow County currently sits in peak, with values up 3.6% year on year, based on FHFA price-index trajectory.
Can the Onslow County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 17 Onslow County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Onslow County ZIP codes?
A single county score papers over real variation. Across the Onslow County ZIPs DLRadar ranks, scores run from 34/100 in 28584 down to 30/100 in 28547, against a Onslow County average of 30/100. A spread of 4 points means Onslow County has to be worked ZIP by ZIP.
What do Onslow County home values and vacancy say about distressed supply?
The typical Onslow County home carries about $233,364 of value against a median household income near $66,183. Vacancy across Onslow County's tracked ZIPs runs 17.9% and the poverty rate is 10.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Onslow County's foreclosure and tax-lien filings and its 36/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.