Onslow County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Onslow County, NC distress report, 2026: 17 ZIPs scored in Onslow, NC, Onslow, NC average 29/100; the top Onslow, NC ZIP is 28584 at 33/100; Onslow, NC market phase peak, Onslow, NC prices +3.6% year over year.
- Onslow, NC ranks #1,789 nationally (opportunity index); Onslow, NC #74 in North Carolina; Onslow, NC index 28.5.
- Onslow, NC ninety-day mortgage delinquency 1.6% in December 2025; Onslow, NC twelve-month change +0.4%.
- Onslow, NC ZIP phases: 17 peak.
- Onslow, NC residential listings tracked: 148 across 13 ZIPs; Onslow, NC candidate listings 49.
- Onslow, NC HUD assisted properties: 14 with 2,041 units.
- Onslow, NC lenders on watch: 5; largest Onslow, NC footprint First-Citizens Bank&Trust Co (5 branches).
- Onslow, NC most distressed ZIP: 28584 at 33/100.
Onslow, NC figures: DLRadar distress index; Onslow, NC inputs: CFPB, FHFA, HUD, FDIC; Onslow, NC rebuilt as sources refresh.
| Rank | Onslow, NC ZIP | Score |
|---|---|---|
| 1 | 28584 | 33/100 |
| 2 | 28582 | 31/100 |
| 3 | 28445 | 29/100 |
| 4 | 28454 | 29/100 |
| 5 | 28460 | 29/100 |
| 6 | 28539 | 29/100 |
| 7 | 28540 | 29/100 |
| 8 | 28542 | 29/100 |
| 9 | 28543 | 29/100 |
| 10 | 28544 | 29/100 |
| 11 | 28546 | 29/100 |
| 12 | 28547 | 29/100 |
Most distressed Onslow, NC ZIPs (0-100, 2026)
Mortgage delinquency in Onslow, NC
1.6% of Onslow, NC mortgages were ninety-plus days late (Onslow, NC, December 2025); Onslow, NC thirty-to-eighty-nine days late: 2.5%; Onslow, NC twelve-month change +0.4%; Onslow, NC peak since 2008: 4.9% (February 2013); North Carolina overall 0.9%. Onslow, NC ninety-day series: Dec 24 1.2, Jan 25 1.9, Feb 25 1.9 (Onslow, NC), Mar 25 1.5, Apr 25 1.6, May 25 1.3 (Onslow, NC), Jun 25 1.2, Jul 25 1.1, Aug 25 1.2 (Onslow, NC), Sep 25 1.1, Oct 25 1.2, Nov 25 1.4 (Onslow, NC), Dec 25 1.6.
Opportunity index: Onslow, NC
Onslow, NC index 28.5, Onslow, NC phase early_signal; Onslow, NC primary driver vacancy, Onslow, NC second driver bank institutional. Onslow, NC components: property stress 23.5, foreclosure pressure 22.0, listing discounts 31.2, bank stress 47.4, insurance 0.0; Onslow, NC pulse 28.9; Onslow, NC capital opportunity 27.8; Onslow, NC seven-day change -0.7%.
ZIP market phases inside Onslow, NC
17 Onslow, NC ZIPs carry a price-cycle phase; Onslow, NC ZIPs by phase (Onslow, NC), deepest drawdown first: peak, +3.6% YoY (Onslow, NC): 28445, 28460, 28539, 28540, Onslow, NC 28542, 28543, 28544, 28546, Onslow, NC 28547; peak, +3.5% YoY (Onslow, NC): 28454, 28574; peak, +2.9% YoY (Onslow, NC): 28518, 28582; peak, +2.8% YoY (Onslow, NC): 28521, 28555; peak, +2.4% YoY (Onslow, NC): 28572.
Residential listings by Onslow, NC ZIP
Onslow, NC ZIPs with the most tracked Onslow, NC residential listings: 28540 55 listings, 23 candidates, bank pressure 55; 28546 35 listings, 8 candidates, bank pressure 55; 28539 21 listings, 7 candidates, bank pressure 55; 28574 19 listings, 6 candidates, bank pressure 55 (Onslow, NC); 28555 7 listings, 0 candidates, bank pressure 54; 28460 6 listings, 1 candidates, bank pressure 55; 28445 4 listings, 3 candidates, bank pressure 57; 28454 1 listings, 1 candidates, bank pressure 57. Onslow, NC totals: 148 listings; Onslow, NC candidates 49; active ZIPs 1.
HUD assisted housing in Onslow, NC
14 assisted properties with 2,041 units sit in Onslow, NC; largest Onslow, NC properties: The Reserve At Jacksonville Commons (Jacksonville) 384 units; Williamsburg Place Apartments (Jacksonville) 280 units; Puller Place @ Carolina Forest (Jacksonville) 240 units in Onslow, NC; Carolina Place Apartments (Jacksonville) 208 units; Arbors At Carolina Forest (The) (Jacksonville) 180 units; Sandy Run Apartments I And Ii (Jacksonville) 152 units, 127 assisted.
Lenders with branches in Onslow, NC
Onslow, NC lenders by branch count: First-Citizens Bank&Trust Co (Onslow, NC): stress 71, 5 branches low in Onslow, NC; Providence Bank (Onslow, NC): stress 46, 3 branches low in Onslow, NC; Truist Bank (Onslow, NC): stress 62, 2 branches low in Onslow, NC; First Bank (Onslow, NC): stress 47, 2 branches low in Onslow, NC; Bank Of America Na (Onslow, NC): stress 71, 1 branch low in Onslow, NC.
Vacancy and permits, Onslow, NC
12,089 of 87,354 Onslow, NC housing units are vacant; Onslow, NC permits, twelve months: 435 multifamily units in Onslow, NC, 1,551 one-to-four unit units.
Work Onslow, NC at the parcel level
Every Onslow, NC parcel carries owner and address; every Onslow, NC parcel carries APN; Onslow, NC distress scores sit on the Onslow, NC live board.
Onslow, NC figures refresh with each source.
Onslow, NC questions
Most distressed ZIP code in Onslow County, NC?
ZIP 28584 leads Onslow, NC at 33/100; next in Onslow, NC: 28582 at 31/100; the Onslow, NC average is 29/100.
Where does Onslow County, NC rank for investment opportunity?
Onslow, NC is #1,789 among all ranked counties, #74 in North Carolina; the Onslow, NC driver is vacancy; Onslow, NC moved up 665 places.
How many mortgages are delinquent in Onslow County, NC?
1.6% of Onslow, NC mortgages were ninety-plus days late in December 2025; the Onslow, NC peak since 2008 was 4.9%.
Which banks lend in Onslow County, NC?
5 watched lenders hold Onslow, NC branches; the largest Onslow, NC footprints are First-Citizens Bank&Trust Co (5), Providence Bank (3), Truist Bank (2).
More on Onslow, NC
Onslow County, NC distress report: public-record figures for Onslow, NC; not legal advice for Onslow, NC; not tax or investment advice; verify every Onslow, NC record before acting.