ZIP 28539 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 28539 in Onslow County, North Carolina comes in at 30, a moderate composite-distress reading. What sets it apart are the readings on institutional ownership (66/100), structural risk (64/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (9/100). The latent-versus-live split is 64/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (71/100).

The market reads peak — home values rose 3.6% year on year, and 18% higher over three years (phase confidence 41/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

73% of housing is owner-occupied. Around 56% of renters are cost-burdened. Roughly 12.7% live below the poverty line. Around 22% of adults hold a bachelor's degree or higher. On demographic stress specifically, 28539 scores 33/100. Population is roughly 17,900 with a median age of 31. The vacancy rate is 10.6%. A median home runs $230,200 here, or 3.4 times local income. Households earn a median $61,280 — below the roughly $78,000 national figure. The ZIP holds roughly 8,484 housing units.

On balance 28539 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28539's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 28539, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 28539 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 28539 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.