ZIP 28540 Property Distress & Foreclosure Data

Composite property distress in 28540 (Onslow County, North Carolina) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (73/100), institutional ownership (66/100), construction/permit lag (42/100). mortgage stress (26/100) stay muted. The latent-versus-live split is 73/100 structural and 8/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, 2.0% off the recent peak, and 32% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 12.1% — elevated. The poverty rate is 15.2%. Around 37% of renters are cost-burdened. 59% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $223,800 (3.3× income, relatively affordable). At $61,462, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. The ZIP holds roughly 21,131 housing units. 50,808 residents call 28540 home, typically aged 29.

Taken together, 28540 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.