ZIP 28540 Foreclosure, Tax-Lien & Distress Report

Onslow County, North Carolina's ZIP 28540 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in institutional ownership (66/100), structural risk (64/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) and construction/permit lag (9/100) register low. The latent-versus-live split is 64/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (71/100).

The peak-phase market in 28540 posted values that rose 3.6% over the year, and 32% higher over three years (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 15.2% live below the poverty line. Rent burden reaches 37% of tenant households. 59% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. A median home runs $223,800 here, or 3.3 times local income. Households earn a median $61,462 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 32/100. There are about 21,131 housing units across 28540. About 50,808 people live here, median age 29.

Taken together, 28540 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28540 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 28540 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 28540 stays directly comparable to neighboring ZIPs and the rest of Onslow County, North Carolina. 28540 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 28540 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For an operator, 28540 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.