ZIP 28574 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28574 (Onslow County, North Carolina) at a moderate 30/100 for overall property distress. Latent structural risk is 63/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), FEMA disaster exposure (92/100), flood (NFIP) exposure (70/100). Its standout signals are institutional ownership (66/100), structural risk (63/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (9/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 21% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 14.8% — elevated. 76% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 30/100. There are about 8,239 housing units across 28574. The typical home is worth about $216,500 (3.1× income, relatively affordable). Households earn a median $66,555 — below the roughly $78,000 national figure. About 20,631 people live here, median age 29. Around 39% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 9.9%.

Net-net, 28574 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28574 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 28574 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Onslow County, North Carolina and the nation. Where the public record is thin for 28574, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 28574 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 28574 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.