ZIP 28574 Property Distress & Foreclosure Data

ZIP code 28574 in Onslow County, North Carolina carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 72 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (72/100), institutional ownership (67/100), construction/permit lag (42/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 4.0% year on year, 1.9% off the recent peak, and 21% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 30/100. There are about 8,239 housing units across 28574. Home values center near $216,500, an affordability ratio of 3.1× — accessible. Median household income is $66,555, below the U.S. median near $78,000. About 20,631 people live here, median age 29. Rent burden reaches 39% of tenant households. Educational attainment sits at 20% bachelor's-or-above. 9.9% of residents fall below the poverty threshold.

Net-net, 28574 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.