ZIP 28526 Property Distress & Foreclosure Data

DLRadar grades ZIP 28526 (Craven County, North Carolina) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), climate & FEMA risk (81/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. Property-level stress concentrates in institutional ownership (71/100), structural risk (67/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (27/100) register low.

The market reads peak — home values rose 3.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $48,929, below the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. The vacancy rate is 21.1% — elevated. Educational attainment sits at 25% bachelor's-or-above. Around 55% of renters are cost-burdened. Home values center near $124,200, an affordability ratio of 2.4× — accessible. The ZIP holds roughly 1,220 housing units. DLRadar's demographic-stress index for the area reads 31/100. 17.5% of residents fall below the poverty threshold. About 1,849 people live here, median age 59.

Net-net, 28526 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.