ZIP 28523 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 28523 in Craven County, North Carolina comes in at 34, a moderate composite-distress reading. The latent-versus-live split is 74/100 structural and 7/100 already moving. Its standout signals are structural risk (74/100), institutional ownership (62/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (76/100)).

The market reads peak — home values rose 1.9% year on year, and 44% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The tenure split is 72% owner-occupied to 28% rented. The typical home is worth about $158,600 (3.7× income, relatively affordable). Around 55% of renters are cost-burdened. The vacancy rate is 1.1%. The ZIP holds roughly 1,154 housing units. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 32/100. Median household income is $45,283, below the U.S. median near $78,000. 2,710 residents call 28523 home, typically aged 46. About 20% have a four-year degree.

Net-net, 28523 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 28523 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 28523's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 28523, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 28523's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 28523 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.