Craven County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Craven County, NC distress report, 2026: 11 ZIPs scored in Craven, NC, Craven, NC average 32/100; the top Craven, NC ZIP is 28519 at 33/100; Craven, NC market phase peak, Craven, NC prices +1.9% year over year.
- Craven, NC ranks #799 nationally (opportunity index); Craven, NC #40 in North Carolina; Craven, NC index 32.0.
- Craven, NC: no CFPB county sample; Craven, NC metro area reading 0.9%.
- Craven, NC ZIP phases: 10 peak, 1 recovery.
- Craven, NC residential listings tracked: 57 across 9 ZIPs; Craven, NC candidate listings 15.
- Craven, NC HUD assisted properties: 8 with 654 units.
- Craven, NC lenders on watch: 4; largest Craven, NC footprint First-Citizens Bank&Trust Co (4 branches).
- Craven, NC most distressed ZIP: 28519 at 33/100.
Craven, NC figures: DLRadar distress index; Craven, NC inputs: CFPB, FHFA, HUD, FDIC; Craven, NC rebuilt as sources refresh.
| Rank | Craven, NC ZIP | Score |
|---|---|---|
| 1 | 28519 | 33/100 |
| 2 | 28523 | 33/100 |
| 3 | 28527 | 33/100 |
| 4 | 28532 | 33/100 |
| 5 | 28533 | 33/100 |
| 6 | 28562 | 32/100 |
| 7 | 28586 | 32/100 |
| 8 | 28526 | 31/100 |
| 9 | 28560 | 31/100 |
| 10 | 28573 | 30/100 |
| 11 | 28530 | 28/100 |
Most distressed Craven, NC ZIPs (0-100, 2026)
Mortgage delinquency around Craven, NC
No CFPB county sample covers Craven, NC; the metro area reading for Craven, NC (New Bern, NC): 0.9% ninety-plus; Craven, NC area thirty-to-eighty-nine 2.5% (December 2025, Craven, NC); North Carolina overall 0.9%.
Opportunity index: Craven, NC
Craven, NC index 32.0, Craven, NC phase watchlist; Craven, NC primary driver vacancy, Craven, NC second driver bank institutional. Craven, NC components: property stress 22.0, foreclosure pressure 22.7, listing discounts 35.8, bank stress 56.0, insurance 0.0; Craven, NC pulse 35.0; Craven, NC capital opportunity 27.5; Craven, NC seven-day change -0.7%.
ZIP market phases inside Craven, NC
11 Craven, NC ZIPs carry a price-cycle phase; Craven, NC ZIPs by phase (Craven, NC), deepest drawdown first: recovery, +2.6% YoY, 0.4% off peak (Craven, NC): 28530; peak, +2.0% YoY, 0.0% off peak (Craven, NC): 28586; peak, +1.9% YoY (Craven, NC): 28519, 28523, 28526, 28527, Craven, NC 28532, 28533, 28560, 28562, Craven, NC 28573.
Residential listings by Craven, NC ZIP
Craven, NC ZIPs with the most tracked Craven, NC residential listings: 28532 19 listings, 2 candidates, bank pressure 61; 28562 17 listings, 7 candidates, bank pressure 61; 28560 11 listings, 3 candidates, bank pressure 62; 28586 5 listings, 0 candidates, bank pressure 59 (Craven, NC); 28519 3 listings, 2 candidates, bank pressure 61; 28523 1 listings, 1 candidates, bank pressure 61; 28527 1 listings, 0 candidates, bank pressure 61; 28526 0 listings, 0 candidates, bank pressure 61. Craven, NC totals: 57 listings; Craven, NC candidates 15; active ZIPs 1.
HUD assisted housing in Craven, NC
8 assisted properties with 654 units sit in Craven, NC; largest Craven, NC properties: The Reserve At Glenburnie Apartments (New Bern) 312 units; Westwood Arms (New Bern) 76 units, 76 assisted; Wyndsor Park Apartments (New Bern) 56 units in Craven, NC; Havelock Hill (Havelock) 54 units, 54 assisted; Meadows (The) (New Bern) 47 units, 46 assisted; Fairview Apartments (New Bern) 37 units, 37 assisted.
Lenders with branches in Craven, NC
Craven, NC lenders by branch count: First-Citizens Bank&Trust Co (Craven, NC): stress 71, 4 branches low in Craven, NC; Truist Bank (Craven, NC): stress 62, 4 branches low in Craven, NC; Bank Of America Na (Craven, NC): stress 71, 1 branch low in Craven, NC; Southern Bank&Trust Co (Craven, NC): stress 69, 1 branch low in Craven, NC.
Vacancy and permits, Craven, NC
5,662 of 48,533 Craven, NC housing units are vacant; Craven, NC permits, twelve months: 0 multifamily units in Craven, NC, 508 one-to-four unit units.
Work Craven, NC at the parcel level
Every Craven, NC parcel carries owner and address; every Craven, NC parcel carries APN; Craven, NC distress scores sit on the Craven, NC live board.
Craven, NC figures refresh with each source.
Craven, NC questions
Most distressed ZIP code in Craven County, NC?
ZIP 28519 leads Craven, NC at 33/100; next in Craven, NC: 28523 at 33/100; the Craven, NC average is 32/100.
Where does Craven County, NC rank for investment opportunity?
Craven, NC is #799 among all ranked counties, #40 in North Carolina; the Craven, NC driver is vacancy; Craven, NC moved up 249 places.
How many mortgages are delinquent in Craven County, NC?
Craven, NC takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Craven, NC.
Which banks lend in Craven County, NC?
4 watched lenders hold Craven, NC branches; the largest Craven, NC footprints are First-Citizens Bank&Trust Co (4), Truist Bank (4), Bank Of America Na (1).
More on Craven, NC
Craven County, NC distress report: public-record figures for Craven, NC; not legal advice for Craven, NC; not tax or investment advice; verify every Craven, NC record before acting.