Craven County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Craven County, North Carolina? DLRadar grades every Craven County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Craven County breakdown.
- Craven County's most distressed ZIP is 28519 at 34/100.
- 11 ZIP codes tracked in Craven County, averaging 33/100 distress.
- Craven County reads peak — home values up 1.9% year over year.
- Vacancy runs 13.1% across Craven County's tracked ZIPs, with a 19.2% poverty rate.
- The typical Craven County home is worth about $169,870 against a ~$63,752 median income.
- Lending headwind in Craven County sits at 46/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28519 | 34/100 |
| 2 | 28523 | 34/100 |
| 3 | 28527 | 34/100 |
| 4 | 28532 | 34/100 |
| 5 | 28533 | 34/100 |
| 6 | 28562 | 34/100 |
| 7 | 28586 | 33/100 |
| 8 | 28526 | 32/100 |
| 9 | 28560 | 32/100 |
| 10 | 28573 | 30/100 |
| 11 | 28530 | 29/100 |
Most distressed ZIP codes in Craven County (composite distress 0-100, 2026)
What is driving Craven County distress
Nothing here is estimated: Craven County is scored from filings alone, and its ZIPs average 33/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Craven County market phase and pricing
Craven County reads peak — home prices rose 1.9% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Craven County
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Questions and answers
Where is distress highest inside Craven County, NC?
ZIP 28519 leads Craven County at 34/100, recomputed monthly from public records.
How would you describe the Craven County market phase?
FHFA price-index movement places Craven County in peak; prices are up 1.9% over twelve months.
Which datasets feed the Craven County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Craven County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Craven County ZIP codes?
A single county score papers over real variation. Across the Craven County ZIPs DLRadar ranks, scores run from 34/100 in 28519 down to 29/100 in 28530, against a Craven County average of 33/100. A spread of 5 points means Craven County has to be worked ZIP by ZIP.
What do Craven County home values and vacancy say about distressed supply?
The typical Craven County home carries about $169,870 of value against a median household income near $63,752. Vacancy across Craven County's tracked ZIPs runs 13.1% and the poverty rate is 19.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Craven County's foreclosure and lien data and its 46/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.