ZIP 28501 Property Distress & Foreclosure Data

ZIP code 28501 in Lenoir County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 70 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (70/100), institutional ownership (68/100), construction/permit lag (63/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (75/100), flood (NFIP) exposure (62/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 19% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $79,000 (2.3× income, relatively affordable). Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. 18,112 residents call 28501 home, typically aged 40. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. The poverty rate is 30.0% — high, a tax-stress and distress correlate. 49% of housing is owner-occupied. There are about 9,852 housing units across 28501. At $33,823, median income runs below typical U.S. levels. Rent burden reaches 40% of tenant households.

Taken together, 28501 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.