ZIP 28551 Property Distress & Foreclosure Data

ZIP code 28551 in Lenoir County, North Carolina carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (79/100)). The latent-versus-live split is 57/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (60/100), structural risk (57/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100) and construction/permit lag (18/100).

The peak-phase market in 28551 posted values that rose 4.9% over the year, and 22% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 28551 scores 27/100. Around 30% of renters are cost-burdened. The tenure split is 71% owner-occupied to 29% rented. About 18% have a four-year degree. Roughly 12.0% live below the poverty line. A median home runs $131,100 here, or 2.3 times local income. The vacancy rate is 11.6% — elevated. Population is roughly 13,264 with a median age of 38. Households earn a median $52,449 — below the roughly $78,000 national figure. The ZIP holds roughly 6,003 housing units.

On balance 28551 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.