Lenoir County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lenoir County, NC distress report, 2026: 10 ZIPs scored in Lenoir, NC, Lenoir, NC average 27/100; the top Lenoir, NC ZIP is 28526 at 31/100; Lenoir, NC market phase peak, Lenoir, NC prices +1.9% year over year.
- Lenoir, NC ranks #647 nationally (opportunity index); Lenoir, NC #30 in North Carolina; Lenoir, NC index 32.6.
- Lenoir, NC: no CFPB county sample; Lenoir, NC non-metro area reading 1.3%.
- Lenoir, NC ZIP phases: 9 peak, 1 recovery.
- Lenoir, NC residential listings tracked: 17 across 4 ZIPs; Lenoir, NC candidate listings 8.
- Lenoir, NC HUD assisted properties: 2 with 86 units.
- Lenoir, NC lenders on watch: 3; largest Lenoir, NC footprint First-Citizens Bank&Trust Co (2 branches).
- Lenoir, NC most distressed ZIP: 28526 at 31/100.
Lenoir, NC figures: DLRadar distress index; Lenoir, NC inputs: CFPB, FHFA, HUD, FDIC; Lenoir, NC rebuilt as sources refresh.
| Rank | Lenoir, NC ZIP | Score |
|---|---|---|
| 1 | 28526 | 31/100 |
| 2 | 28578 | 30/100 |
| 3 | 28530 | 28/100 |
| 4 | 28551 | 28/100 |
| 5 | 28501 | 27/100 |
| 6 | 28504 | 27/100 |
| 7 | 28525 | 27/100 |
| 8 | 28572 | 26/100 |
| 9 | 28538 | 21/100 |
| 10 | 28580 | 20/100 |
Most distressed Lenoir, NC ZIPs (0-100, 2026)
Mortgage delinquency around Lenoir, NC
No CFPB county sample covers Lenoir, NC; the non-metro area reading for Lenoir, NC: 1.3% ninety-plus; Lenoir, NC area thirty-to-eighty-nine 3.4% (December 2025, Lenoir, NC); North Carolina overall 0.9%.
Opportunity index: Lenoir, NC
Lenoir, NC index 32.6, Lenoir, NC phase watchlist; Lenoir, NC primary driver vacancy, Lenoir, NC second driver bank institutional. Lenoir, NC components: property stress 23.2, foreclosure pressure 23.5, listing discounts 40.8, bank stress 53.5, insurance 0.0; Lenoir, NC pulse 34.2; Lenoir, NC capital opportunity 30.3; Lenoir, NC seven-day change -0.1%.
ZIP market phases inside Lenoir, NC
10 Lenoir, NC ZIPs carry a price-cycle phase; Lenoir, NC ZIPs by phase (Lenoir, NC), deepest drawdown first: peak, +1.7% YoY, 1.1% off peak (Lenoir, NC): 28578; peak, +1.9% YoY, 0.5% off peak (Lenoir, NC): 28551; recovery, +2.6% YoY, 0.4% off peak (Lenoir, NC): 28530; peak, +1.9% YoY (Lenoir, NC): 28501, 28504, 28526; peak, +2.0% YoY (Lenoir, NC): 28525; peak, +2.6% YoY (Lenoir, NC): 28538; peak, +2.4% YoY (Lenoir, NC): 28572; peak, +2.8% YoY (Lenoir, NC): 28580.
Residential listings by Lenoir, NC ZIP
Lenoir, NC ZIPs with the most tracked Lenoir, NC residential listings: 28501 11 listings, 6 candidates, bank pressure 60; 28504 4 listings, 2 candidates, bank pressure 60; 28551 2 listings, 0 candidates, bank pressure 60; 28525 0 listings, 0 candidates, bank pressure 58 (Lenoir, NC). Lenoir, NC totals: 17 listings; Lenoir, NC candidates 8; active ZIPs 1.
HUD assisted housing in Lenoir, NC
2 assisted properties with 86 units sit in Lenoir, NC; largest Lenoir, NC properties: Lagrange Meadows Apartments (Lagrange) 46 units, 46 assisted; Church Manor/Roland L. Paylor Apts. (Kinston) 40 units, 40 assisted.
Lenders with branches in Lenoir, NC
Lenoir, NC lenders by branch count: First-Citizens Bank&Trust Co (Lenoir, NC): stress 71, 2 branches low in Lenoir, NC; Southern Bank&Trust Co (Lenoir, NC): stress 69, 2 branches low in Lenoir, NC; Truist Bank (Lenoir, NC): stress 62, 2 branches low in Lenoir, NC.
Vacancy and permits, Lenoir, NC
3,528 of 26,879 Lenoir, NC housing units are vacant; Lenoir, NC permits, twelve months: 0 multifamily units in Lenoir, NC, 153 one-to-four unit units.
Work Lenoir, NC at the parcel level
Every Lenoir, NC parcel carries owner and address; every Lenoir, NC parcel carries APN; Lenoir, NC distress scores sit on the Lenoir, NC live board.
Lenoir, NC figures refresh with each source.
Lenoir, NC questions
Most distressed ZIP code in Lenoir County, NC?
ZIP 28526 leads Lenoir, NC at 31/100; next in Lenoir, NC: 28578 at 30/100; the Lenoir, NC average is 27/100.
Where does Lenoir County, NC rank for investment opportunity?
Lenoir, NC is #647 among all ranked counties, #30 in North Carolina; the Lenoir, NC driver is vacancy; Lenoir, NC moved up 659 places.
How many mortgages are delinquent in Lenoir County, NC?
Lenoir, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Lenoir, NC.
Which banks lend in Lenoir County, NC?
3 watched lenders hold Lenoir, NC branches; the largest Lenoir, NC footprints are First-Citizens Bank&Trust Co (2), Southern Bank&Trust Co (2), Truist Bank (2).
More on Lenoir, NC
Lenoir County, NC distress report: public-record figures for Lenoir, NC; not legal advice for Lenoir, NC; not tax or investment advice; verify every Lenoir, NC record before acting.