ZIP 28504 Foreclosure, Tax-Lien & Distress Report

ZIP code 28504 in Lenoir County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (64/100), institutional ownership (60/100), construction/permit lag (40/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (80/100), flood (NFIP) exposure (62/100). The split runs 64/100 structural to 7/100 active on the ground.

The peak-phase market in 28504 posted values that rose 1.9% over the year, and 23% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 28504 scores 29/100. 18.5% of residents fall below the poverty threshold. Around 33% of renters are cost-burdened. Educational attainment sits at 18% bachelor's-or-above. At $50,650, median income runs below typical U.S. levels. Home values center near $143,300, an affordability ratio of 2.5× — accessible. The vacancy rate is 7.8%. There are about 9,270 housing units across 28504. About 20,325 people live here, median age 44. Owners hold 62% of homes, renters 38%.

Net-net, 28504 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 28504 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 28504 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28504 can be compared directly against any other ZIP in Lenoir County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 28504, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28504's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28504 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.