ZIP 28504 Property Distress & Foreclosure Data

Composite property distress in 28504 (Lenoir County, North Carolina) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (65/100), institutional ownership (62/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (80/100), flood (NFIP) exposure (62/100). The latent-versus-live split is 71/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 23% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 29/100. The poverty rate is 18.5% — high, a tax-stress and distress correlate. Around 33% of renters are cost-burdened. Around 18% of adults hold a bachelor's degree or higher. At $50,650, median income runs below typical U.S. levels. The typical home is worth about $143,300 (2.5× income, relatively affordable). The vacancy rate is 7.8%. The ZIP holds roughly 9,270 housing units. 20,325 residents call 28504 home, typically aged 44. 62% of housing is owner-occupied.

Overall, 28504 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.