ZIP 28560 Foreclosure, Tax-Lien & Distress Report

In Craven County, North Carolina, ZIP 28560 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (85/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (71/100)). Structurally it carries 71/100, against 7/100 of stress already in motion. Property-level stress concentrates in structural risk (71/100), institutional ownership (61/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (25/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 29% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $62,142 — below the roughly $78,000 national figure. Rent burden reaches 44% of tenant households. About 25% have a four-year degree. Owners hold 71% of homes, renters 29%. The ZIP holds roughly 14,321 housing units. About 27,981 people live here, median age 44. The poverty rate is 17.8% — high, a tax-stress and distress correlate. On demographic stress specifically, 28560 scores 32/100. A median home runs $216,900 here, or 3.1 times local income. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 28560 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 28560 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28560 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 28560 stays directly comparable to neighboring ZIPs and the rest of Craven County, North Carolina. Where the public record is thin for 28560, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 28560 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28560 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.