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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 28510 Foreclosure, Tax-Lien & Distress Report

Pamlico County, North Carolina · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 28510 in Pamlico County, North Carolina comes in at 29, a low composite-distress reading. Structurally it carries 63/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (68/100), flood (NFIP) exposure (60/100). Its standout signals are structural risk (63/100), institutional ownership (59/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (26/100).

The market reads peak — home values rose 1.9% year on year, and 32% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 80% owner-occupied to 20% rented. Around 32% of renters are cost-burdened. About 1,452 people live here, median age 58. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,131 housing units. Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $62,917 — below the roughly $78,000 national figure. Educational attainment sits at 30% bachelor's-or-above. Home values center near $264,100, an affordability ratio of 4.2×. DLRadar's demographic-stress index for the area reads 33/100.

On the whole, 28510 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28510 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28510 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28510 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 28510 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 28510 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
63/100
Structural risk
8/100
Distress activity

What is driving ZIP 28510’s distress

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk68
28510 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

28510 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Pamlico County ZIP reports

More distress data near 28510

Other reports tied to Pamlico County, North Carolina — ZIP, county and statewide.

Unlock parcel-level detail for ZIP 28510

Pull every distressed parcel in 28510 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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