ZIP 28510 Property Distress & Foreclosure Data

ZIP code 28510 in Pamlico County, North Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 65/100 against active distress of 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). What sets it apart are the readings on structural risk (65/100), institutional ownership (61/100), construction/permit lag (59/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 32% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

80% of housing is owner-occupied. Rent burden reaches 32% of tenant households. 1,452 residents call 28510 home, typically aged 58. The poverty rate is 16.6% — high, a tax-stress and distress correlate. There are about 1,131 housing units across 28510. Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. At $62,917, median income runs below typical U.S. levels. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $264,100 (4.2× income). The demographic-stress sub-score lands at 33/100.

Taken together, 28510 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.