ZIP 28587 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28587 (Pamlico County, North Carolina) at a low 29/100 for overall property distress. Structural risk reads 63/100 against active distress of 8/100. Property-level stress concentrates in structural risk (63/100), institutional ownership (59/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (26/100). It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (68/100), flood (NFIP) exposure (60/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $108,100 here, or 3.0 times local income. Owners hold 90% of homes, renters 10%. Vacancy runs 44.8%, above the national norm and a classic distress-and-opportunity signal. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 43/100. Roughly 25.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 166 housing units. About 14% have a four-year degree. Population is roughly 204 with a median age of 58. Households earn a median $31,250 — below the roughly $78,000 national figure.

Taken together, 28587 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28587 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 28587's 29/100 can be lined up against any neighbor in Pamlico County, North Carolina or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 28587, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 figure for 28587 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 28587 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.