ZIP 28556 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28556 (Pamlico County, North Carolina) returns a low composite of 29/100. The latent-versus-live split is 63/100 structural and 0/100 already moving. The pressure is most legible in structural risk (63/100), institutional ownership (59/100), construction/permit lag (53/100). Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (68/100), flood (NFIP) exposure (60/100).

The market reads peak — home values rose 1.9% year on year, and 11% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $246,500 (5.2× income). The vacancy rate is 33.8% — elevated. Owners hold 78% of homes, renters 22%. Around 50% of adults hold a bachelor's degree or higher. 923 residents call 28556 home, typically aged 57. The ZIP holds roughly 592 housing units. The poverty rate is 3.3% — low. The demographic-stress sub-score lands at 42/100. Around 100% of renters are cost-burdened. At $65,804, median income runs below typical U.S. levels.

Net-net, 28556 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28556 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 28556 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28556, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28556's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28556 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.