ZIP 28520 Foreclosure, Tax-Lien & Distress Report
Carteret County, North Carolina · High Vacancy market
Composite property distress in 28520 (Carteret County, North Carolina) lands at 37/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100). On the structural side it scores 83/100, with 10/100 of stress already active. Its heaviest discrete signals: structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (32/100) stay muted.
The market reads peak — home values rose 1.9% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 28520 scores 41/100. Rent burden reaches 100% of tenant households. Population is roughly 143 with a median age of 59. The vacancy rate is 45.6% — elevated. The poverty rate is 0.0% — low. The tenure split is 74% owner-occupied to 26% rented. Educational attainment sits at 12% bachelor's-or-above. Home values center near $265,000, an affordability ratio of 3.4× — accessible. Households earn a median $64,875 — below the roughly $78,000 national figure. The ZIP holds roughly 185 housing units.
Net-net, 28520 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 28520 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 28520 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28520, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
28520's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28520 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 28520 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
28520 at a glance
A live read on 28520: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Carteret County ZIP codes
Keep exploring North Carolina distress
Additional distress intelligence spanning Carteret County, North Carolina by ZIP, county and state.
See every distressed parcel in 28520
The full 28520 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology