ZIP 28520 Property Distress & Foreclosure Data

In Carteret County, North Carolina, ZIP 28520 scores 40 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100). On the structural side it scores 88/100, with 10/100 of stress already active. Its standout signals are construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). By contrast, mortgage stress (32/100) register low.

The market reads peak — home values rose 3.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 41/100. Around 100% of renters are cost-burdened. About 143 people live here, median age 59. The vacancy rate is 45.6% — elevated. 0.0% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. Educational attainment sits at 12% bachelor's-or-above. Home values center near $265,000, an affordability ratio of 3.4× — accessible. Median household income is $64,875, below the U.S. median near $78,000. The ZIP holds roughly 185 housing units.

Net-net, 28520 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.