ZIP 28511 Property Distress & Foreclosure Data

In Carteret County, North Carolina, ZIP 28511 scores 40 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). By contrast, mortgage stress (32/100) register low. The latent-versus-live split is 88/100 structural and 10/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100).

The market reads peak — home values rose 3.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $56,328, below the U.S. median near $78,000. Home values center near $156,000, an affordability ratio of 2.8× — accessible. 18.7% of residents fall below the poverty threshold. The ZIP holds roughly 448 housing units. The vacancy rate is 43.8% — elevated. Educational attainment sits at 19% bachelor's-or-above. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 41/100. About 627 people live here, median age 36. Owners hold 91% of homes, renters 9%.

Net-net, 28511 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.