ZIP 28511 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28511 (Carteret County, North Carolina) returns a moderate composite of 37/100. What sets it apart are the readings on structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). On the quiet end sit mortgage stress (32/100). On the structural side it scores 83/100, with 10/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100)).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $56,328 — below the roughly $78,000 national figure. The typical home is worth about $156,000 (2.8× income, relatively affordable). Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 448 housing units. Vacancy runs 43.8%, above the national norm and a classic distress-and-opportunity signal. About 19% have a four-year degree. Around 100% of renters are cost-burdened. On demographic stress specifically, 28511 scores 41/100. Population is roughly 627 with a median age of 36. 91% of housing is owner-occupied.

Taken together, 28511 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28511 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 28511 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 28511, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 for 28511 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 28511 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.