ZIP 28512 Property Distress & Foreclosure Data

DLRadar grades ZIP 28512 (Carteret County, North Carolina) at a moderate 40/100 for overall property distress. Structural exposure scores 88 and live distress 10 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100)). Property-level stress concentrates in construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). On the quiet end sit mortgage stress (32/100).

The peak-phase market in 28512 posted values that rose 3.2% over the year, and 30% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,452 with a median age of 62. The tenure split is 80% owner-occupied to 20% rented. Rent burden reaches 50% of tenant households. There are about 8,949 housing units across 28512. A median home runs $565,400 here, or 6.6 times local income. On demographic stress specifically, 28512 scores 44/100. Vacancy runs 80.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $80,375 — near the roughly $78,000 national figure. About 56% have a four-year degree. Roughly 11.8% live below the poverty line.

On the whole, 28512 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.