ZIP 28512 Foreclosure, Tax-Lien & Distress Report

In Carteret County, North Carolina, ZIP 28512 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Latent structural risk is 83/100 while live distress already moving reads 10/100. Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100)). Property-level stress concentrates in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (32/100) stay muted.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 30% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,452 with a median age of 62. Owners hold 80% of homes, renters 20%. Around 50% of renters are cost-burdened. The ZIP holds roughly 8,949 housing units. A median home runs $565,400 here, or 6.6 times local income. On demographic stress specifically, 28512 scores 44/100. The vacancy rate is 80.0% — elevated. Households earn a median $80,375 — near the roughly $78,000 national figure. Around 56% of adults hold a bachelor's degree or higher. Roughly 11.8% live below the poverty line.

On the whole, 28512 leans distressed, with opportunity clustered in specific stressed parcels. While 28512 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 28512 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 28512 stays directly comparable to neighboring ZIPs and the rest of Carteret County, North Carolina. Nothing here is interpolated — where a source is thin for 28512, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28512's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28512 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.