ZIP 28531 Property Distress & Foreclosure Data

Composite property distress in 28531 (Carteret County, North Carolina) lands at 40/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). mortgage stress (32/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100). On the structural side it scores 88/100, with 10/100 of stress already active.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 43% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 7% of renters are cost-burdened. The poverty rate is 11.9%. 1,080 residents call 28531 home, typically aged 60. The ZIP holds roughly 1,170 housing units. At $58,750, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 35/100. 84% of housing is owner-occupied. The typical home is worth about $313,100 (5.0× income). Around 23% of adults hold a bachelor's degree or higher. The vacancy rate is 62.3% — elevated.

Taken together, 28531 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.