ZIP 28557 Foreclosure, Tax-Lien & Distress Report

ZIP code 28557 in Carteret County, North Carolina carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100). On the structural side it scores 83/100, with 10/100 of stress already active. The pressure is most legible in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). By contrast, mortgage stress (32/100) register low.

The peak-phase market in 28557 posted values that rose 1.9% over the year, and 23% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Households earn a median $67,753 — below the roughly $78,000 national figure. 63% of housing is owner-occupied. Educational attainment sits at 40% bachelor's-or-above. Around 50% of renters are cost-burdened. There are about 9,268 housing units across 28557. A median home runs $362,800 here, or 4.9 times local income. On demographic stress specifically, 28557 scores 36/100. The vacancy rate is 16.8% — elevated. Roughly 10.9% live below the poverty line. About 15,355 people live here, median age 48.

Taken together, 28557 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28557 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 28557 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28557 can be compared directly against any other ZIP in Carteret County, North Carolina or nationwide. Where the public record is thin for 28557, the field stays empty rather than modeled, and fills in as new documents post.

28557's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28557 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.