ZIP 28557 Property Distress & Foreclosure Data

In Carteret County, North Carolina, ZIP 28557 scores 40 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100)). On the structural side it scores 88/100, with 10/100 of stress already active. Its standout signals are construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). On the quiet end sit mortgage stress (32/100).

The peak-phase market in 28557 posted values that rose 3.2% over the year, and 23% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,753 — below the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. About 40% have a four-year degree. Around 50% of renters are cost-burdened. The ZIP holds roughly 9,268 housing units. A median home runs $362,800 here, or 4.9 times local income. On demographic stress specifically, 28557 scores 36/100. The vacancy rate is 16.8% — elevated. Roughly 10.9% live below the poverty line. Population is roughly 15,355 with a median age of 48.

On the whole, 28557 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.