ZIP 28524 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28524 (Carteret County, North Carolina) lands at 37/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100). Latent structural risk is 83/100 while live distress already moving reads 10/100. Its standout signals are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (32/100) stay muted.

The market reads peak — home values rose 1.9% year on year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $200,700 (2.5× income, relatively affordable). Owners hold 94% of homes, renters 6%. Population is roughly 290 with a median age of 47. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 23/100. About 26% have a four-year degree. There are about 153 housing units across 28524. The poverty rate is 7.6%. At $71,083, median income runs near typical U.S. levels.

On the whole, 28524 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28524 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28524 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 28524 stays directly comparable to neighboring ZIPs and the rest of Carteret County, North Carolina. 28524 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 37/100 for 28524 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 28524 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.