ZIP 28524 Property Distress & Foreclosure Data

ZIP code 28524 in Carteret County, North Carolina carries a composite property-distress score of 40/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (83/100)). On the structural side it scores 88/100, with 10/100 of stress already active. What sets it apart are the readings on construction/permit lag (98/100), structural risk (88/100), institutional ownership (70/100). On the quiet end sit mortgage stress (32/100).

The peak-phase market in 28524 posted values that rose 3.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $200,700 here, or 2.5 times local income. The tenure split is 94% owner-occupied to 6% rented. Population is roughly 290 with a median age of 47. The vacancy rate is 19.1% — elevated. On demographic stress specifically, 28524 scores 23/100. About 26% have a four-year degree. The ZIP holds roughly 153 housing units. Roughly 7.6% live below the poverty line. Households earn a median $71,083 — near the roughly $78,000 national figure.

On the whole, 28524 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.