ZIP 28575 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 28575 in Carteret County, North Carolina comes in at 37, a moderate composite-distress reading. The most distinctive pressure shows up in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). Structural risk reads 83/100 against active distress of 0/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100).

The market reads peak — home values rose 1.9% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 79.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 30/100. The poverty rate is 0.0% — low. Around 35% of adults hold a bachelor's degree or higher. Population is roughly 171 with a median age of 48. 84% of housing is owner-occupied. At $130,625, median income runs above typical U.S. levels. A median home runs $439,100 here, or 1.9 times local income. Around 55% of renters are cost-burdened. The ZIP holds roughly 299 housing units.

Net-net, 28575 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 28575 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 28575 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28575 can be compared directly against any other ZIP in Carteret County, North Carolina or nationwide. Where the public record is thin for 28575, the field stays empty rather than modeled, and fills in as new documents post.

28575's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28575 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.