ZIP 28515 Foreclosure, Tax-Lien & Distress Report

ZIP code 28515 in Pamlico County, North Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (65/100), institutional ownership (61/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (26/100). The latent-versus-live split is 65/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (68/100), flood (NFIP) exposure (61/100)).

The peak-phase market in 28515 posted values that rose 3.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,340 housing units. Around 43% of renters are cost-burdened. Roughly 15.1% live below the poverty line. About 10% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. On demographic stress specifically, 28515 scores 37/100. Households earn a median $31,857 — below the roughly $78,000 national figure. Population is roughly 2,759 with a median age of 50. The vacancy rate is 32.5% — elevated. A median home runs $157,700 here, or 4.3 times local income.

On the whole, 28515 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.