ZIP 28586 Property Distress & Foreclosure Data

Composite property distress in 28586 (Craven County, North Carolina) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (76/100). On the structural side it scores 70/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (64/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 3.2% year on year, and 26% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $46,486, below the U.S. median near $78,000. Around 26% of renters are cost-burdened. Owners hold 75% of homes, renters 25%. Educational attainment sits at 8% bachelor's-or-above. 19.0% of residents fall below the poverty threshold. About 8,094 people live here, median age 37. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 3,676 housing units. Home values center near $112,300, an affordability ratio of 2.2× — accessible. The vacancy rate is 15.6% — elevated.

Net-net, 28586 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.