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ZIP 28513 Foreclosure, Tax-Lien & Distress Report

Pitt County, North Carolina · High Vacancy market

ZIP code 28513 in Pitt County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (64/100), institutional ownership (61/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (24/100) stay muted. Structural exposure scores 64 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (85/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (69/100).

The market reads neutral — home values rose 3.3% year on year, and 6% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 21% have a four-year degree. Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. A median home runs $161,600 here, or 2.8 times local income. The tenure split is 71% owner-occupied to 29% rented. 9,754 residents call 28513 home, typically aged 46. 15.5% of residents fall below the poverty threshold. The vacancy rate is 12.4% — elevated. Median household income is $54,534, below the U.S. median near $78,000. The ZIP holds roughly 4,941 housing units.

On the whole, 28513 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28513 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28513 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28513 reflects the current record instead of a stale or modeled snapshot.

28513's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28513 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
64/100
Structural risk
7/100
Distress activity

ZIP 28513 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk85
9 further distress layers are graded for 28513

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 28513 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 28513, the same set carried on every parcel.

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Pitt County ZIPs near 28513

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