Onslow County, NC: Foreclosures, Tax Liens & Distressed Properties

Onslow County, NC, North Carolina: 17 ZIP codes scored, Onslow County, NC averaging 29/100 (low, Onslow, NC), from 26 to 33. Onslow County, NC is in its peak phase (Onslow, NC confidence 41/100): Onslow, NC home prices up 3.6% (Onslow, NC) over twelve months. Onslow County, NC lender headwind: 36/100.

Highest-scoring Onslow County, NC ZIPs: 28584 (33/100), 28582 (31/100), 28445 (29/100), 28454 (29/100), 28460 (29/100), 28539 (29/100). Also scored in Onslow County, NC: 28540, 28542, 28543, 28544, 28546, 28547, 28574, 28555, 28572, 28518.

Across Onslow County, NC's scored ZIPs: median home value $233,364, household income $66,183, 17.9% vacancy, 10.9% poverty, 60% owner-occupied, median age 33.6.

Onslow County, NC insurance distress 81/100 (#314 in the US); FEMA hazard 90/100 for Onslow, NC; 8 federal disaster declarations in Onslow County, NC since 2023; 10 Onslow, NC NFIP flood claims, $45K paid; Onslow, NC construction distress 2/100.

10 banks with 19 branches lend in Onslow County, NC; Onslow, NC weighted bank stress 58/100, highest 71/100 in Onslow, NC.

Onslow County, NC unemployment 3.9% (Onslow, NC -0.1 pts, six months); 1,986 new housing units permitted in Onslow County, NC over twelve months, Onslow, NC up 51% from 1,317; Onslow, NC home prices +12.7% a year (Onslow, NC) over three years.

87,354 housing units in Onslow County, NC; 28,308 Onslow, NC renter households; 46% of Onslow, NC renters spend 30%+ of income on rent, 22% (Onslow, NC) half or more.

Onslow County, NC ranks #1,790 nationally on the opportunity index (Onslow, NC, among all ranked counties); Onslow, NC scores 28.5/100 and Onslow, NC sits #74 inside North Carolina. Onslow, NC is in the early_signal opportunity phase; Onslow, NC's primary driver is vacancy, Onslow, NC second driver bank institutional; Onslow, NC moved up 755 places. 41 short-sale listings across Onslow, NC; 73 days on market observed in Onslow, NC; 15.3% vacancy over 17 Onslow, NC ZIPs.

1.6% of Onslow County, NC mortgages were ninety-plus days late in December 2025; Onslow, NC's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Onslow, NC's ninety-day rate is up 0.4 points on twelve months earlier; the Onslow, NC peak since 2008 was 4.9% in February 2013; North Carolina overall reads 0.9%.

Onslow County, NC has 5 watched banks; 5 Onslow, NC banks sit in an elevated band. Onslow, NC footprints: First-Citizens Bank&Trust Co (5 branches, stress 71) in Onslow, NC; Providence Bank (3 branches, stress 46) in Onslow, NC; Truist Bank (2 branches, stress 62) in Onslow, NC.

HUD lists 14 assisted multifamily properties in Onslow County, NC with 2,041 units; 487 Onslow, NC units are assisted, 5 Onslow, NC properties under project-based Section 8.

12,089 of the 87,354 housing units in Onslow, NC sit vacant. Onslow County, NC permitted 435 multifamily units in twelve months; Onslow, NC's one-to-four unit structures added 1,551 units in Onslow County, NC.