Carteret County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carteret County, North Carolina? DLRadar grades every Carteret County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Carteret County breakdown.
- Carteret County's most distressed ZIP is 28511 at 37/100.
- 19 ZIP codes tracked in Carteret County, averaging 36/100 distress.
- Carteret County reads peak — home values up 1.9% year over year.
- Vacancy runs 37.3% across Carteret County's tracked ZIPs, with a 8.6% poverty rate.
- The typical Carteret County home is worth about $341,383 against a ~$72,308 median income.
- Lending headwind in Carteret County sits at 47/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28511 | 37/100 |
| 2 | 28512 | 37/100 |
| 3 | 28516 | 37/100 |
| 4 | 28520 | 37/100 |
| 5 | 28524 | 37/100 |
| 6 | 28528 | 37/100 |
| 7 | 28531 | 37/100 |
| 8 | 28553 | 37/100 |
| 9 | 28557 | 37/100 |
| 10 | 28570 | 37/100 |
| 11 | 28575 | 37/100 |
| 12 | 28577 | 37/100 |
Most distressed ZIP codes in Carteret County (composite distress 0-100, 2026)
What is driving Carteret County distress
Carteret County's placement in the national index rests on public filings — a 36/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Carteret County market phase and pricing
The cycle in Carteret County is peak, with values up 1.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Carteret County
The Carteret County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
No card required · full read access to live data for 60 minutes.
Questions about this county
Where is distress highest inside Carteret County, NC?
ZIP 28511 leads Carteret County at 37/100, recomputed monthly from public records.
How would you describe the Carteret County market phase?
The market phase for Carteret County is peak, prices rising 1.9% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Carteret County scores?
Every Carteret County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 19 Carteret County ZIP codes that it runs on every other U.S. county, so Carteret County's numbers are directly comparable to any other market.
How much do distress scores vary between Carteret County ZIP codes?
The county figure is a blend, not a description. Across the Carteret County ZIPs DLRadar ranks, scores run from 37/100 in 28511 down to 37/100 in 28577, against a Carteret County average of 36/100. That 0-point gap is why acquisition targeting in Carteret County works at ZIP level rather than county level.
What do Carteret County home values and vacancy say about distressed supply?
The typical Carteret County home carries about $341,383 of value against a median household income near $72,308. Vacancy across Carteret County's tracked ZIPs runs 37.3% and the poverty rate is 8.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Carteret County's foreclosure and tax-lien record and its 47/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.