Carteret County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carteret County, NC distress report, 2026: 19 ZIPs scored in Carteret, NC, Carteret, NC average 36/100; the top Carteret, NC ZIP is 28511 at 37/100; Carteret, NC market phase peak, Carteret, NC prices +1.9% year over year.
- Carteret, NC ranks #389 nationally (opportunity index); Carteret, NC #15 in North Carolina; Carteret, NC index 34.1.
- Carteret, NC: no CFPB county sample; Carteret, NC non-metro area reading 1.3%.
- Carteret, NC ZIP phases: 19 peak.
- Carteret, NC residential listings tracked: 29 across 17 ZIPs; Carteret, NC candidate listings 16.
- Carteret, NC HUD assisted properties: 8 with 691 units.
- Carteret, NC lenders on watch: 4; largest Carteret, NC footprint First-Citizens Bank&Trust Co (5 branches).
- Carteret, NC most distressed ZIP: 28511 at 37/100.
Carteret, NC figures: DLRadar distress index; Carteret, NC inputs: CFPB, FHFA, HUD, FDIC; Carteret, NC rebuilt as sources refresh.
| Rank | Carteret, NC ZIP | Score |
|---|---|---|
| 1 | 28511 | 37/100 |
| 2 | 28512 | 37/100 |
| 3 | 28516 | 37/100 |
| 4 | 28520 | 37/100 |
| 5 | 28524 | 37/100 |
| 6 | 28528 | 37/100 |
| 7 | 28531 | 37/100 |
| 8 | 28553 | 37/100 |
| 9 | 28557 | 37/100 |
| 10 | 28570 | 37/100 |
| 11 | 28575 | 37/100 |
| 12 | 28577 | 37/100 |
Most distressed Carteret, NC ZIPs (0-100, 2026)
Mortgage delinquency around Carteret, NC
No CFPB county sample covers Carteret, NC; the non-metro area reading for Carteret, NC: 1.3% ninety-plus; Carteret, NC area thirty-to-eighty-nine 3.4% (December 2025, Carteret, NC); North Carolina overall 0.9%.
Opportunity index: Carteret, NC
Carteret, NC index 34.1, Carteret, NC phase overheated; Carteret, NC primary driver vacancy, Carteret, NC second driver construction. Carteret, NC components: property stress 30.6, foreclosure pressure 32.1, listing discounts 24.3, bank stress 55.7, insurance 0.0; Carteret, NC pulse 40.4; Carteret, NC capital opportunity 24.7; Carteret, NC seven-day change -0.7%.
ZIP market phases inside Carteret, NC
19 Carteret, NC ZIPs carry a price-cycle phase; Carteret, NC ZIPs by phase (Carteret, NC), deepest drawdown first: peak, +1.9% YoY (Carteret, NC): 28511, 28512, 28516, 28520, Carteret, NC 28524, 28528, 28531, 28553, Carteret, NC 28557, 28570, 28575, 28577, Carteret, NC 28579, 28581; peak, +2.8% YoY (Carteret, NC): 28555; peak, +2.9% YoY (Carteret, NC): 28582.
Residential listings by Carteret, NC ZIP
Carteret, NC ZIPs with the most tracked Carteret, NC residential listings: 28570 10 listings, 4 candidates, bank pressure 53; 28516 6 listings, 6 candidates, bank pressure 53; 28594 4 listings, 0 candidates, bank pressure 53; 28528 3 listings, 2 candidates, bank pressure 53 (Carteret, NC); 28531 2 listings, 2 candidates, bank pressure 53; 28511 1 listings, 1 candidates, bank pressure 53; 28577 1 listings, 1 candidates, bank pressure 53; 28579 1 listings, 0 candidates, bank pressure 53. Carteret, NC totals: 29 listings; Carteret, NC candidates 16; active ZIPs 2.
HUD assisted housing in Carteret, NC
8 assisted properties with 691 units sit in Carteret, NC; largest Carteret, NC properties: Elijah's Landing (Morehead City) 168 units; Preserve At Carteret Place (Morehead City) 168 units; Vinings At Wildwood (Newport) 168 units in Carteret, NC; Ekklesia (Morehead City) 80 units, 80 assisted; Carteret Court Apartments (Beaufort) 78 units, 78 assisted; Ekklesia Ii (Morehead City) 20 units, 20 assisted.
Lenders with branches in Carteret, NC
Carteret, NC lenders by branch count: First-Citizens Bank&Trust Co (Carteret, NC): stress 71, 5 branches low in Carteret, NC; Truist Bank (Carteret, NC): stress 62, 4 branches low in Carteret, NC; First Bank (Carteret, NC): stress 47, 2 branches low in Carteret, NC; Providence Bank (Carteret, NC): stress 46, 1 branch low in Carteret, NC.
Vacancy and permits, Carteret, NC
20,204 of 52,181 Carteret, NC housing units are vacant; Carteret, NC permits, twelve months: 0 multifamily units in Carteret, NC, 400 one-to-four unit units.
Work Carteret, NC at the parcel level
Every Carteret, NC parcel carries owner and address; every Carteret, NC parcel carries APN; Carteret, NC distress scores sit on the Carteret, NC live board.
Carteret, NC figures refresh with each source.
Carteret, NC questions
Most distressed ZIP code in Carteret County, NC?
ZIP 28511 leads Carteret, NC at 37/100; next in Carteret, NC: 28512 at 37/100; the Carteret, NC average is 36/100.
Where does Carteret County, NC rank for investment opportunity?
Carteret, NC is #389 among all ranked counties, #15 in North Carolina; the Carteret, NC driver is vacancy; Carteret, NC moved down 185 places.
How many mortgages are delinquent in Carteret County, NC?
Carteret, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Carteret, NC.
Which banks lend in Carteret County, NC?
4 watched lenders hold Carteret, NC branches; the largest Carteret, NC footprints are First-Citizens Bank&Trust Co (5), Truist Bank (4), First Bank (2).
More on Carteret, NC
Carteret County, NC distress report: public-record figures for Carteret, NC; not legal advice for Carteret, NC; not tax or investment advice; verify every Carteret, NC record before acting.