ZIP 28325 Foreclosure, Tax-Lien & Distress Report

Duplin County, North Carolina's ZIP 28325 registers 28/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 60/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (61/100). The pressure is most legible in structural risk (60/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (17/100).

The market reads peak — home values rose 2.8% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $99,600 (2.3× income, relatively affordable). Roughly 14.8% live below the poverty line. Population is roughly 440 with a median age of 29. 48% of housing is owner-occupied. Around 22% of renters are cost-burdened. On demographic stress specifically, 28325 scores 27/100. The vacancy rate is 3.9%. Median household income is $43,828, below the U.S. median near $78,000. The ZIP holds roughly 198 housing units. About 16% have a four-year degree.

Overall, 28325 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 28325 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. 28325 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 28325's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 28325 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.