Franklin County, NC: Foreclosures, Tax Liens & Distressed Properties

Franklin County, NC, North Carolina: 13 ZIP codes scored, Franklin County, NC averaging 25/100 (low, Franklin, NC), from 19 to 33. Franklin County, NC is in its peak phase (Franklin, NC confidence 10/100): Franklin, NC home prices up 0.7% (Franklin, NC) over twelve months. Franklin County, NC lender headwind: 56/100.

Highest-scoring Franklin County, NC ZIPs: 27557 (33/100), 27587 (32/100), 27597 (30/100), 27882 (30/100), 27816 (27/100), 27596 (25/100). Also scored in Franklin County, NC: 27508, 27549, 27844, 27525, 27537, 27589, 27544.

Across Franklin County, NC's scored ZIPs: median home value $232,523, household income $87,417, 12.6% vacancy, 13.0% poverty, 75% owner-occupied, median age 43.3.

Franklin County, NC insurance distress 73/100 (#567 in the US); FEMA hazard 78/100 for Franklin, NC; 6 federal disaster declarations in Franklin County, NC since 2023; 1 Franklin, NC NFIP flood claims, $32K paid; Franklin, NC construction distress 32/100.

7 banks with 10 branches lend in Franklin County, NC; Franklin, NC weighted bank stress 59/100, highest 71/100 in Franklin, NC.

Franklin County, NC unemployment 3.3% (Franklin, NC -0.1 pts, six months); 920 new housing units permitted in Franklin County, NC over twelve months, Franklin, NC up 22% from 756; Franklin, NC home prices +10.7% a year (Franklin, NC) over three years.

31,767 housing units in Franklin County, NC; 6,004 Franklin, NC renter households; 43% of Franklin, NC renters spend 30%+ of income on rent, 23% (Franklin, NC) half or more.

Franklin County, NC ranks #1,790 nationally on the opportunity index (Franklin, NC, among all ranked counties); Franklin, NC scores 28.5/100 and Franklin, NC sits #74 inside North Carolina. Franklin, NC is in the early_signal opportunity phase; Franklin, NC's primary driver is bank institutional, Franklin, NC second driver vacancy; Franklin, NC moved up 287 places. 21 short-sale listings across Franklin, NC; 89 days on market observed in Franklin, NC; 10.0% vacancy over 13 Franklin, NC ZIPs.

No CFPB county sample covers Franklin County, NC. The metro area reading for Franklin, NC (Raleigh-Cary, NC): 0.6% ninety-plus days late; Franklin, NC's thirty-to-eighty-nine share is 1.7% (Franklin, NC, December 2025 data); North Carolina overall 0.9%.

Franklin County, NC has 2 watched banks; 2 Franklin, NC banks sit in an elevated band. Franklin, NC footprints: First-Citizens Bank&Trust Co (2 branches, stress 71) in Franklin, NC; Truist Bank (1 branch, stress 62) in Franklin, NC.

HUD lists 4 assisted multifamily properties in Franklin County, NC with 137 units; 136 Franklin, NC units are assisted, 2 Franklin, NC properties under project-based Section 8.

3,238 of the 31,767 housing units in Franklin, NC sit vacant. Franklin County, NC permitted 0 multifamily units in twelve months; Franklin, NC's one-to-four unit structures added 920 units in Franklin County, NC.