Davidson County, NC: Foreclosures, Tax Liens & Distressed Properties

Davidson County, NC, North Carolina: 14 ZIP codes scored, Davidson County, NC averaging 32/100 (moderate, Davidson, NC), from 27 to 34. Davidson County, NC is in its peak phase (Davidson, NC confidence 20/100): Davidson, NC home prices up 3.3% (Davidson, NC) over twelve months. Davidson County, NC lender headwind: 31/100.

Highest-scoring Davidson County, NC ZIPs: 27012 (34/100), 27127 (34/100), 27284 (34/100), 27107 (33/100), 27262 (32/100), 27265 (32/100). Also scored in Davidson County, NC: 27292, 27295, 27299, 27351, 27360, 27374, 27239, 28127.

Across Davidson County, NC's scored ZIPs: median home value $236,525, household income $68,091, 10.0% vacancy, 13.5% poverty, 72% owner-occupied, median age 42.7.

Davidson County, NC insurance distress 81/100 (#332 in the US); FEMA hazard 78/100 for Davidson, NC; 6 federal disaster declarations in Davidson County, NC since 2023; 8 Davidson, NC NFIP flood claims, $391K paid; Davidson, NC construction distress 28/100.

10 banks with 25 branches lend in Davidson County, NC; Davidson, NC weighted bank stress 57/100, highest 71/100 in Davidson, NC.

Davidson County, NC unemployment 3.6% (Davidson, NC -0.1 pts, six months); 1,226 new housing units permitted in Davidson County, NC over twelve months, Davidson, NC up 25% from 978; Davidson, NC home prices +12.0% a year (Davidson, NC) over three years.

76,396 housing units in Davidson County, NC; 18,136 Davidson, NC renter households; 39% of Davidson, NC renters spend 30%+ of income on rent, 17% (Davidson, NC) half or more.

Davidson County, NC ranks #1,479 nationally on the opportunity index (Davidson, NC, among all ranked counties); Davidson, NC scores 29.5/100 and Davidson, NC sits #70 inside North Carolina. Davidson, NC is in the early_signal opportunity phase; Davidson, NC's primary driver is bank institutional, Davidson, NC second driver vacancy; Davidson, NC moved up 712 places. 23 short-sale listings across Davidson, NC; 112 days on market observed in Davidson, NC; 9.2% vacancy over 14 Davidson, NC ZIPs.

0.8% of Davidson County, NC mortgages were ninety-plus days late in December 2025; Davidson, NC's thirty-to-eighty-nine-day share was 3.2% (CFPB county sample). Davidson, NC's ninety-day rate is up 0.1 points on twelve months earlier; the Davidson, NC peak since 2008 was 4.8% in January 2010; North Carolina overall reads 0.9%.

Davidson County, NC has 5 watched banks; 5 Davidson, NC banks sit in an elevated band. Davidson, NC footprints: Truist Bank (3 branches, stress 62) in Davidson, NC; Fidelity Bank (2 branches, stress 56) in Davidson, NC; First Bank (2 branches, stress 47) in Davidson, NC.

HUD lists 10 assisted multifamily properties in Davidson County, NC with 454 units; 183 Davidson, NC units are assisted, 2 Davidson, NC properties under project-based Section 8.

6,550 of the 76,396 housing units in Davidson, NC sit vacant. Davidson County, NC permitted 222 multifamily units in twelve months; Davidson, NC's one-to-four unit structures added 1,004 units in Davidson County, NC.