ZIP 27360 Foreclosure, Tax-Lien & Distress Report

In Davidson County, North Carolina, ZIP 27360 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), climate & FEMA risk (86/100), flood (NFIP) exposure (82/100). The pressure is most legible in institutional ownership (66/100), structural risk (66/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (25/100) register low. The split runs 66/100 structural to 7/100 active on the ground.

The peak-phase market in 27360 posted values that rose 3.4% over the year, and 24% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 21,615 housing units. The typical home is worth about $190,700 (2.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 30/100. Around 34% of renters are cost-burdened. Owners hold 68% of homes, renters 32%. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 8.2%. Median household income is $60,898, below the U.S. median near $78,000. About 48,520 people live here, median age 41. 17.0% of residents fall below the poverty threshold.

Overall, 27360 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 27360 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 27360 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Davidson County, North Carolina and the nation. Every figure is auditable to a public dataset and refreshed as records update; 27360 shows blanks, not estimates, wherever the record is sparse.

The 31/100 figure for 27360 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 27360 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.