ZIP 27107 Property Distress & Foreclosure Data

In Davidson County, North Carolina, ZIP 27107 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (78/100), institutional ownership (67/100), construction/permit lag (66/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), climate & FEMA risk (89/100), flood (NFIP) exposure (82/100). The latent-versus-live split is 78/100 structural and 8/100 already moving.

The market reads peak — home values rose 4.0% year on year, and 22% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 8.6%. Around 42% of renters are cost-burdened. 20.8% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above. Home values center near $220,900, an affordability ratio of 3.4× — accessible. Owners hold 68% of homes, renters 32%. Median household income is $59,897, below the U.S. median near $78,000. The ZIP holds roughly 20,649 housing units. DLRadar's demographic-stress index for the area reads 33/100. About 51,305 people live here, median age 36.

Net-net, 27107 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.