ZIP 27292 Property Distress & Foreclosure Data

In Davidson County, North Carolina, ZIP 27292 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (87/100), flood (NFIP) exposure (85/100). Its standout signals are structural risk (68/100), institutional ownership (66/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (25/100) stay muted. Structural risk reads 68/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 23% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

40,369 residents call 27292 home, typically aged 41. At $54,468, median income runs below typical U.S. levels. The typical home is worth about $211,400 (3.5× income, relatively affordable). Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 34/100. The poverty rate is 19.4% — high, a tax-stress and distress correlate. There are about 18,662 housing units across 27292. Around 17% of adults hold a bachelor's degree or higher. 67% of housing is owner-occupied. Rent burden reaches 37% of tenant households.

Taken together, 27292 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.