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ZIP 27292 Foreclosure, Tax-Lien & Distress Report

Davidson County, North Carolina · High Vacancy market

In Davidson County, North Carolina, ZIP 27292 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100). Its heaviest discrete signals: structural risk (65/100), institutional ownership (64/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (20/100) register low. On the structural side it scores 65/100, with 7/100 of stress already active.

The peak-phase market in 27292 posted values that rose 3.3% over the year, and 23% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 40,369 people live here, median age 41. Households earn a median $54,468 — below the roughly $78,000 national figure. The typical home is worth about $211,400 (3.5× income, relatively affordable). The vacancy rate is 14.4% — elevated. DLRadar's demographic-stress index for the area reads 34/100. 19.4% of residents fall below the poverty threshold. There are about 18,662 housing units across 27292. Around 17% of adults hold a bachelor's degree or higher. The tenure split is 67% owner-occupied to 33% rented. Around 37% of renters are cost-burdened.

Taken together, 27292 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 27292 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 27292 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 27292 reflects the current record instead of a stale or modeled snapshot.

Each component behind 27292 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 27292 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

30/100
Composite stress
65/100
Structural risk
7/100
Distress activity

What is driving ZIP 27292’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk87
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 27292 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 27292, the same set carried on every parcel.

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