ZIP 27295 Foreclosure, Tax-Lien & Distress Report

ZIP code 27295 in Davidson County, North Carolina carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), climate & FEMA risk (87/100), flood (NFIP) exposure (85/100). Latent structural risk is 67/100 while live distress already moving reads 7/100. Property-level stress concentrates in structural risk (67/100), institutional ownership (66/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (25/100).

The market reads peak — home values rose 3.3% year on year, and 20% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 17,244 housing units across 27295. On demographic stress specifically, 27295 scores 28/100. Median household income is $65,446, below the U.S. median near $78,000. Rent burden reaches 35% of tenant households. 38,521 residents call 27295 home, typically aged 45. The typical home is worth about $211,300 (2.9× income, relatively affordable). About 19% have a four-year degree. Vacancy runs 6.8%. The poverty rate is 9.3%. Owners hold 76% of homes, renters 24%.

Overall, 27295 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 27295 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 27295 stays directly comparable to neighboring ZIPs and the rest of Davidson County, North Carolina. 27295 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 27295's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 27295 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.