ZIP 27295 Property Distress & Foreclosure Data

Davidson County, North Carolina's ZIP 27295 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (87/100), flood (NFIP) exposure (85/100). On the structural side it scores 68/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (66/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 20% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 17,244 housing units. The demographic-stress sub-score lands at 28/100. At $65,446, median income runs below typical U.S. levels. Around 35% of renters are cost-burdened. 38,521 residents call 27295 home, typically aged 45. The typical home is worth about $211,300 (2.9× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 6.8%. The poverty rate is 9.3%. 76% of housing is owner-occupied.

Overall, 27295 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.