Davidson County, NC: Home-Insurance Distress & Forced-Sale Pressure
Davidson County, NC: 81/100 (severe) home-insurance distress; Davidson, NC band HIGH; Davidson, NC #332 of 3,222 counties; Davidson, NC #44 of 100 in North Carolina.
FEMA hazard, Davidson, NC: 78/100; Davidson, NC declarations, three years: 6; Davidson, NC perils: 4 tropical-storm; Davidson, NC five-year count 9 (severity 15.0); Davidson, NC ten-year 9; hazard-weighted, Davidson, NC: 12.0.
Declared incidents on the Davidson, NC record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Davidson, NC).
NFIP claims, Davidson, NC, three years: 8; Davidson, NC payouts $391,422; per Davidson, NC claim $48,928; Davidson, NC claim-stress 85/100.
Davidson, NC monthly score held, 87 (March 2026) to 87 (October 2026); Davidson, NC by month: March 87, April 87, May 85, June 85 (Davidson, NC), July 82, August 85, September 81, October 87.
Davidson, NC components: climate 88, NFIP claims 85; Davidson, NC retreat index 87.
Construction distress, Davidson, NC: 28/100 as of August 2026 (Davidson, NC: 44/100 one-to-four unit, 11/100 multifamily).
Davidson, NC ZIPs, June 2026 (Davidson, NC, 14 highest): score 0 (Davidson, NC), climate 91 (Davidson, NC): 27262, 27265, 27284; score 0 (Davidson, NC), climate 90 (Davidson, NC): 27012, 27127; score 0 (Davidson, NC), climate 89 (Davidson, NC): 27107; score 0 (Davidson, NC), climate 87 (Davidson, NC): 27292, 27295, 27299, 27351, Davidson, NC 27374; score 0 (Davidson, NC), climate 86 (Davidson, NC): 27360; score 0 (Davidson, NC), climate 84 (Davidson, NC): 27239; score 0 (Davidson, NC), climate 57 (Davidson, NC): 28127.
DLRadar rescores Davidson, NC monthly; Davidson, NC readings join Davidson, NC foreclosure, lien and ownership parcels (Davidson, NC), so cost-squeezed Davidson, NC owners surface before listing.
Inside North Carolina, Davidson County ranks 44th of 100 counties for home-insurance distress at 81/100; Cherokee County (81/100) sits just above Davidson County, and Caldwell County (80/100) sits just below Davidson County.
Deterministic. Every Davidson County, NC signal traces to a public Davidson dataset (FEMA, NFIP, Census for Davidson, NC) · how insurance distress works in Davidson, NC · methodology
FAQ: Davidson County, NC insurance distress
What is the Davidson County, NC home-insurance-distress score?
Davidson, NC: 81/100 (HIGH), #332 of 3,222, #44 in North Carolina. FEMA hazard, Davidson, NC: 78/100; NFIP stress, Davidson, NC: 85/100; construction, Davidson, NC: 28/100; Davidson, NC rescores monthly.
Is Davidson County insurance distress getting better or worse (NC)?
Davidson, NC: 87 in March 2026; Davidson, NC: 87 in October 2026 (unchanged); Davidson, NC climate component 88; Davidson, NC NFIP claims score 85.
How many flood-insurance claims has Davidson County, NC had?
Davidson, NC: 8 NFIP claims, three years; Davidson, NC paid $391,422; per Davidson, NC claim $48,928; carriers reprice Davidson, NC against that record.
Which Davidson County ZIP codes carry the most insurance distress (NC)?
Davidson, NC, June 2026: 27262 at 0, 27265 at 0, 27284 at 0, 27012 at 0; Davidson, NC climate scores there: 91, 91, 91, 90.
Why does Davidson, NC insurance distress create sellers?
A Davidson, NC premium outruns the Davidson, NC budget; a carrier leaves Davidson, NC; Davidson, NC carrying cost passes plan; Davidson, NC owners sell while current; Davidson, NC insurance distress leads Davidson, NC foreclosure data.