Davidson County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Davidson County, NC distress report, 2026: 14 ZIPs scored in Davidson, NC, Davidson, NC average 30/100; the top Davidson, NC ZIP is 27012 at 33/100; Davidson, NC market phase peak, Davidson, NC prices +3.3% year over year.
- Davidson, NC ranks #1,641 nationally (opportunity index); Davidson, NC #70 in North Carolina; Davidson, NC index 28.9.
- Davidson, NC ninety-day mortgage delinquency 0.8% in December 2025; Davidson, NC twelve-month change +0.1%.
- Davidson, NC ZIP phases: 14 peak.
- Davidson, NC residential listings tracked: 20 across 8 ZIPs; Davidson, NC candidate listings 2.
- Davidson, NC HUD assisted properties: 10 with 454 units.
- Davidson, NC lenders on watch: 5; largest Davidson, NC footprint Truist Bank (3 branches).
- Davidson, NC most distressed ZIP: 27012 at 33/100.
Davidson, NC figures: DLRadar distress index; Davidson, NC inputs: CFPB, FHFA, HUD, FDIC; Davidson, NC rebuilt as sources refresh.
| Rank | Davidson, NC ZIP | Score |
|---|---|---|
| 1 | 27012 | 33/100 |
| 2 | 27127 | 33/100 |
| 3 | 27284 | 33/100 |
| 4 | 27107 | 32/100 |
| 5 | 27262 | 30/100 |
| 6 | 27265 | 30/100 |
| 7 | 27295 | 30/100 |
| 8 | 27299 | 30/100 |
| 9 | 27351 | 30/100 |
| 10 | 27374 | 30/100 |
| 11 | 27292 | 29/100 |
| 12 | 27360 | 29/100 |
Most distressed Davidson, NC ZIPs (0-100, 2026)
Mortgage delinquency in Davidson, NC
0.8% of Davidson, NC mortgages were ninety-plus days late (Davidson, NC, December 2025); Davidson, NC thirty-to-eighty-nine days late: 3.2%; Davidson, NC twelve-month change +0.1%; Davidson, NC peak since 2008: 4.8% (January 2010); North Carolina overall 0.9%. Davidson, NC ninety-day series: Dec 24 0.7, Jan 25 0.9, Feb 25 0.8 (Davidson, NC), Mar 25 0.9, Apr 25 0.9, May 25 1.0 (Davidson, NC), Jun 25 1.1, Jul 25 1.1, Aug 25 1.1 (Davidson, NC), Sep 25 1.2, Oct 25 0.7, Nov 25 0.8 (Davidson, NC), Dec 25 0.8.
Opportunity index: Davidson, NC
Davidson, NC index 28.9, Davidson, NC phase early_signal; Davidson, NC primary driver bank institutional, Davidson, NC second driver vacancy. Davidson, NC components: property stress 19.1, foreclosure pressure 18.2, listing discounts 35.0, bank stress 56.0, insurance 0.0; Davidson, NC pulse 30.4; Davidson, NC capital opportunity 26.7; Davidson, NC seven-day change -0.4%.
ZIP market phases inside Davidson, NC
14 Davidson, NC ZIPs carry a price-cycle phase; Davidson, NC ZIPs by phase (Davidson, NC), deepest drawdown first: peak, +3.3% YoY (Davidson, NC): 27012, 27107, 27127, 27292, Davidson, NC 27295, 27299, 27351, 27374; peak, +3.7% YoY (Davidson, NC): 27239; peak, +3.9% YoY (Davidson, NC): 27262, 27265; peak, +3.4% YoY (Davidson, NC): 27284, 27360; peak, +2.3% YoY (Davidson, NC): 28127.
Residential listings by Davidson, NC ZIP
Davidson, NC ZIPs with the most tracked Davidson, NC residential listings: 27107 9 listings, 1 candidates, bank pressure 58; 27360 5 listings, 0 candidates, bank pressure 58; 27239 2 listings, 1 candidates, bank pressure 58; 27295 2 listings, 0 candidates, bank pressure 56 (Davidson, NC); 27299 2 listings, 0 candidates, bank pressure 56; 27292 0 listings, 0 candidates, bank pressure 58; 27351 0 listings, 0 candidates, bank pressure 56; 27374 0 listings, 0 candidates, bank pressure 56. Davidson, NC totals: 20 listings; Davidson, NC candidates 2; active ZIPs 5.
HUD assisted housing in Davidson, NC
10 assisted properties with 454 units sit in Davidson, NC; largest Davidson, NC properties: Terrace Lane (Lexington) 138 units; Southside Village (Lexington) 130 units; Mt. Moriah Manor (Lexington) 75 units, 75 assisted in Davidson, NC; Green Hill (Lexington) 35 units, 35 assisted; Carolina Senior Living (Lexington) 30 units, 30 assisted; Tyro School Apartments (Lexington) 15 units, 15 assisted.
Lenders with branches in Davidson, NC
Davidson, NC lenders by branch count: Truist Bank (Davidson, NC): stress 62, 3 branches low in Davidson, NC; Fidelity Bank (Davidson, NC): stress 56, 2 branches low in Davidson, NC; First Bank (Davidson, NC): stress 47, 2 branches low in Davidson, NC; Bank Of America Na (Davidson, NC): stress 71, 1 branch low in Davidson, NC; Hometrust Bank (Davidson, NC): stress 49, 1 branch low in Davidson, NC.
Vacancy and permits, Davidson, NC
6,550 of 76,396 Davidson, NC housing units are vacant; Davidson, NC permits, twelve months: 222 multifamily units in Davidson, NC, 1,004 one-to-four unit units.
Work Davidson, NC at the parcel level
Every Davidson, NC parcel carries owner and address; every Davidson, NC parcel carries APN; Davidson, NC distress scores sit on the Davidson, NC live board.
Davidson, NC figures refresh with each source.
Davidson, NC questions
Most distressed ZIP code in Davidson County, NC?
ZIP 27012 leads Davidson, NC at 33/100; next in Davidson, NC: 27127 at 33/100; the Davidson, NC average is 30/100.
Where does Davidson County, NC rank for investment opportunity?
Davidson, NC is #1,641 among all ranked counties, #70 in North Carolina; the Davidson, NC driver is bank institutional; Davidson, NC moved up 550 places.
How many mortgages are delinquent in Davidson County, NC?
0.8% of Davidson, NC mortgages were ninety-plus days late in December 2025; the Davidson, NC peak since 2008 was 4.8%.
Which banks lend in Davidson County, NC?
5 watched lenders hold Davidson, NC branches; the largest Davidson, NC footprints are Truist Bank (3), Fidelity Bank (2), First Bank (2).
More on Davidson, NC
Davidson County, NC distress report: public-record figures for Davidson, NC; not legal advice for Davidson, NC; not tax or investment advice; verify every Davidson, NC record before acting.