Davidson County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Davidson County, North Carolina? DLRadar grades every Davidson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Davidson County breakdown.
- Davidson County's most distressed ZIP is 27012 at 34/100.
- 14 ZIP codes tracked in Davidson County, averaging 31/100 distress.
- Davidson County reads peak — home values up 3.3% year over year.
- Vacancy runs 10% across Davidson County's tracked ZIPs, with a 13.5% poverty rate.
- The typical Davidson County home is worth about $236,525 against a ~$68,091 median income.
- Lending headwind in Davidson County sits at 31/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27012 | 34/100 |
| 2 | 27127 | 34/100 |
| 3 | 27284 | 34/100 |
| 4 | 27107 | 33/100 |
| 5 | 27262 | 32/100 |
| 6 | 27265 | 32/100 |
| 7 | 27239 | 30/100 |
| 8 | 27292 | 30/100 |
| 9 | 27295 | 30/100 |
| 10 | 27299 | 30/100 |
| 11 | 27351 | 30/100 |
| 12 | 27360 | 30/100 |
Most distressed ZIP codes in Davidson County (composite distress 0-100, 2026)
What is driving Davidson County distress
Davidson County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 31/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Davidson County market phase and pricing
Phase for Davidson County: peak (+3.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Davidson County
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Questions and answers
Which Davidson County ZIP scores worst for distress?
ZIP 27012 leads Davidson County at 34/100, recomputed monthly from public records.
Where is Davidson County in the housing cycle?
The market phase for Davidson County is peak, prices rising 3.3% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Davidson County numbers?
Each Davidson County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 14 local ZIPs and every other county in the country.
How much do distress scores vary between Davidson County ZIP codes?
The county figure is a blend, not a description. Across the Davidson County ZIPs DLRadar ranks, scores run from 34/100 in 27012 down to 30/100 in 27360, against a Davidson County average of 31/100. That 4-point gap is why acquisition targeting in Davidson County works at ZIP level rather than county level.
What do Davidson County home values and vacancy say about distressed supply?
The typical Davidson County home carries about $236,525 of value against a median household income near $68,091. Vacancy across Davidson County's tracked ZIPs runs 10% and the poverty rate is 13.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Davidson County's foreclosure and tax-lien filings and its 31/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.