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Vance County, NC: Foreclosures, Tax Liens & Distressed Properties

Vance County, NC, North Carolina: 9 ZIP codes scored, Vance County, NC averaging 21/100 (low, Vance, NC), from 17 to 23. Vance County, NC is in its peak phase (Vance, NC confidence 18/100): Vance, NC home prices up 1.9% (Vance, NC) over twelve months. Vance County, NC lender headwind: 55/100.

Highest-scoring Vance County, NC ZIPs: 27536 (23/100), 27556 (23/100), 27584 (23/100), 27537 (22/100), 27553 (22/100), 27563 (21/100). Also scored in Vance County, NC: 27544, 27565, 27507.

Across Vance County, NC's scored ZIPs: median home value $174,200, household income $52,421, 14.1% vacancy, 26.8% poverty, 63% owner-occupied, median age 43.2.

Vance County, NC insurance distress 40/100 (#1,320 in the US); FEMA hazard 78/100 for Vance, NC; 6 federal disaster declarations in Vance County, NC since 2023; Vance, NC construction distress 62/100.

7 banks with 7 branches lend in Vance County, NC; Vance, NC weighted bank stress 57/100, highest 71/100 in Vance, NC.

Vance County, NC unemployment 4.5% (Vance, NC -0.2 pts, six months); 87 new housing units permitted in Vance County, NC over twelve months, Vance, NC down 26% from 117; Vance, NC home prices +12.8% a year (Vance, NC) over three years.

19,489 housing units in Vance County, NC; 6,857 Vance, NC renter households; 45% of Vance, NC renters spend 30%+ of income on rent, 23% (Vance, NC) half or more.

Vance County, NC ranks #922 nationally on the opportunity index (Vance, NC, among all ranked counties); Vance, NC scores 31.5/100 and Vance, NC sits #48 inside North Carolina. Vance, NC is in the watchlist opportunity phase; Vance, NC's primary driver is vacancy, Vance, NC second driver construction; Vance, NC moved up 729 places. 4 short-sale listings across Vance, NC; 109 days on market observed in Vance, NC; 17.1% vacancy over 9 Vance, NC ZIPs.

No CFPB county sample covers Vance County, NC. The non-metro area reading for Vance, NC: 1.3% ninety-plus days late; Vance, NC's thirty-to-eighty-nine share is 3.4% (Vance, NC, December 2025 data); North Carolina overall 0.9%.

Vance County, NC has 2 watched banks; 2 Vance, NC banks sit in an elevated band. Vance, NC footprints: First-Citizens Bank&Trust Co (1 branch, stress 71) in Vance, NC; Truist Bank (1 branch, stress 62) in Vance, NC.

HUD lists 5 assisted multifamily properties in Vance County, NC with 318 units; 130 Vance, NC units are assisted, 2 Vance, NC properties under project-based Section 8.

3,342 of the 19,489 housing units in Vance, NC sit vacant. Vance County, NC permitted 0 multifamily units in twelve months; Vance, NC's one-to-four unit structures added 87 units in Vance County, NC.

Peak
Market phase
1.9%
Vance, NC HPI YoY
0%
Drawdown
18
Vance confidence

Where distress concentrates in Vance County

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