ZIP 27544 Foreclosure, Tax-Lien & Distress Report

In Vance County, North Carolina, ZIP 27544 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (84/100). Its standout signals are institutional ownership (50/100), structural risk (44/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (21/100) register low. Structurally it carries 44/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 1.7% year on year, and 20% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,587 housing units across 27544. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $173,900 here, or 2.6 times local income. Owners hold 74% of homes, renters 26%. About 22% have a four-year degree. Rent burden reaches 20% of tenant households. The demographic-stress sub-score lands at 26/100. Median household income is $63,393, below the U.S. median near $78,000. 3,991 residents call 27544 home, typically aged 50. The poverty rate is 14.8%.

On the whole, 27544 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 27544 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 27544 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 27544 reflects the current record instead of a stale or modeled snapshot.

Each component behind 27544 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 27544 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.