ZIP 27544 Foreclosure, Tax-Lien & Distress Report
Vance County, North Carolina · High Vacancy market
In Vance County, North Carolina, ZIP 27544 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — FEMA disaster exposure (89/100). Its standout signals are institutional ownership (52/100), structural risk (43/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (21/100) register low. Structurally it carries 43/100, against 6/100 of stress already in motion.
The market reads peak — home values rose 1.7% year on year, and 20% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 1,587 housing units across 27544. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $173,900 here, or 2.6 times local income. Owners hold 74% of homes, renters 26%. About 22% have a four-year degree. Rent burden reaches 20% of tenant households. The demographic-stress sub-score lands at 26/100. Median household income is $63,393, below the U.S. median near $78,000. 3,991 residents call 27544 home, typically aged 50. The poverty rate is 14.8%.
On the whole, 27544 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 27544 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 27544 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 27544 reflects the current record instead of a stale or modeled snapshot.
Each component behind 27544 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 27544 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 27544’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 27544 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 27544, drawn from the same report attached to each property.
Neighbouring ZIPs in Vance County
Nearest ZIP codes to 27544
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Vance County, North Carolina.
The complete 27544 distress and acquisition report
The full 27544 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology